50108 Josephine Dr, Macomb, MI 48044 Property Records

Macomb County property record for 50108 Josephine Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,185 sqft · built 2002
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jan 2003)
Tax Bill	$4,885 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-251-005`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-251-005`
Alternative APN	`0821251005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,185 sqft Living Area
1st Floor Area	2,103 sqft
Basement Area	2,103 sqft
Unfinished Basement	2,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	139 ft deep x 75 ft wide
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50108 JOSEPHINE DR
City	MACOMB
State	MI
Zip	48044-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	KOSS FARMS SUB. LOT 106 LIBER: 153 PAGES: 7-18
Legal Subdivision	KOSS FARMS SUB
Legal Lot Number	106
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2025
Census Tract	224001

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	50108 JOSEPHINE DR, MACOMB, MI 48044-6308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Mar 24, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2003 · Amount on Record
Deed Sale	Jan 13, 2003 · Amount on Record
Prior Sale	Jan 13, 2003 · Amount on Record
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 30, 2026
Property Address	50108 JOSEPHINE DR, MACOMB, MI 48044-6308
Document Number	0000072210
Book / Page	30786 / 323
Instrument Date	Jul 8, 2026
Instrument	202672210
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50108 JOSEPHINE DR, MACOMB, MI 48044-6308

Mortgage

Document Number	0000072210,
Date	Jul 30, 2026
Book Page	30786/323
Instrument	202672210

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 31, 2051

Interest

Rate	6.52%
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	50108 JOSEPHINE DR, MACOMB, MI 48044-6308
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041944
Date	Mar 24, 2017
Book Page	24628/811
Instrument	7041944

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 22, 2037

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,100 (+15.42%)	$446,200 (+15.42%)
2025	$4,885.00 (+13.13%)
2023		$193,300	$386,600
2022	$4,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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