5010 Pecan Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 5010 Pecan Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,425 sqft · built 1976
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Tax Bill	$860 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1131770`

Property Details

APN / Parcel Number

Primary APN	`1131770`
Alternative APN	`3586`

Interior

Stories	1 Story
Building Area	1,425 sqft Finished Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1131770
Street Address	5010 PECAN DR
City	SHELBY
State	NC
Zip	28152-8753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#13 PB11-1 BLK D CENTRAL AC SD
Legal Subdivision	CENTRAL AC
Legal Block	2
Legal Lot Number	13
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3008
Census Tract	951601

Owner

5010 Pecan Dr is owned and occupied by an individual.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5010 PECAN DR, SHELBY, NC 28152-8753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Sep 28, 2026
Property Address	5010 PECAN DR, SHELBY, NC 28152-8753
Document Number	0200134038
Book / Page	1985 / 787
Instrument Date	Sep 21, 2026
Instrument	2026200134038
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 PECAN DR, SHELBY, NC 28152-8753

Mortgage

Document Number	0200134038,
Date	Sep 28, 2026
Book Page	1985/787
Instrument	2026200134038

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2056

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	5010 PECAN DR, SHELBY, NC 28152-8753
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018840111
Date	Oct 5, 2022
Book Page	1884/111
Instrument	200079193

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 5010 Pecan Dr was $860, up 5.7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$860.00 (+5.65%)	$128,258 (-) Land $10,545 Building $117,713	$128,258 (-) Land $10,545 Building $117,713
2025	$814.00	$128,258 Land $10,545 Building $117,713	$128,258 Land $10,545 Building $117,713
2023		$85,547 Land $8,880 Building $76,667	$85,547 Land $8,880 Building $76,667

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5010 Pecan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5010 Pecan Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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