5010 Harmony Cir, Apt 306, Vero Beach, FL 32967 Property Records

Indian River County property record for 5010 Harmony Cir, Apt 306, Vero Beach, FL 32967

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 871 sqft · built 1988
Lot Size	17.2 acres (752,128 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Dec 2023)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`32-39-23-00003-0006-00036.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-23-00003-0006-00036.0`
Alternative APN	`48302`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	22 Units
Stories	1 Story
Building Area	871 sqft Living Area
1st Floor Area	871 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	752,128 sqft (17.2 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	5010 HARMONY CIR, 306
City	VERO BEACH
State	FL
Zip	32967-7205
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HARMONY ISLAND BLDG F UNIT 36 OR BK 796 PP 338
Legal Range	39E
Legal Township	32S
Legal Section	23
Legal Subdivision	HARMONY ISLAND
Legal Unit	36
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2008
Census Tract	50306

Owner

5010 Harmony Cir, Apt 306 is owned and occupied by an individual who acquired it in July 2024.

Source: Indian River County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5010 HARMONY CIR, 306, VERO BEACH, FL 32967-7205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 12, 2021	Warranty Deed, Transfer SUPREME TITLE SOLUTIONS LLC
Dec 5, 2018	Warranty Deed, Transfer · VA Mortgage GROUP ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Jul 12, 2021 · Amount on File
Deed Document Number	202360774
Deed Book / Page	3666 / 737
Last Transfer Date	Jul 13, 2024
Transfer Doc	0037111626
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 8, 2023
Property Address	5010 HARMONY CIR APT 306, 306, VERO BEACH, FL 32967-7205
Document Number	0036660737
Book / Page	3666 / 737
Map Reference	MB 796 PG 338
Instrument Date	Nov 30, 2023
Instrument	3120230060774
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 MAIN ST # 301, 301, HUNTINGTON BEACH, CA 92648-5199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 HARMONY CIR APT 306, 306, VERO BEACH, FL 32967-7205

Mortgage

Document Number	0003666741
Date	Dec 8, 2023
Instrument	3666/741

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 12, 2021
Property Address	5010 HARMONY CIR APT 306, 306, VERO BEACH, FL 32967-7205
Document Number	0034422332
Book / Page	3442 / 2332
Map Reference	MB 796 PG 338
Instrument Date	Jul 9, 2021
Instrument	3120210050062
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$1,036.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1680 42ND SQ # SQ104, 1680, VERO BEACH, FL 32960-0551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MAIN ST # 301, 301, HUNTINGTON BEACH, CA 92648-5199

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 5, 2018
Property Address	5010 HARMONY CIR APT 306, 306, VERO BEACH, FL 32967-7205
Document Number	0031680602
Book / Page	3168 / 0602
Map Reference	OR796 PG338
Instrument Date	Dec 4, 2018
Instrument	3120180073215
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1545 HIGHLAND AVE, 1545, VERO BEACH, FL 32960-3662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 HARMONY CIR, VERO BEACH, FL 32967-7282

Mortgage

Document Number	3120180073216
Date	Dec 5, 2018
Instrument	3120180073216

Lender

Name	GROUP ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5010 Harmony Cir, Apt 306 was $3,079.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00	$209,196 Building $209,196	$209,196 Building $209,196
2023	$2,818.00 (+15.07%)	$209,196 (+25.44%) Building $209,196	$209,196 (+25.44%) Building $209,196
2022	$2,449.00	$166,770 Building $166,770	$166,770 Building $166,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5010 Harmony Cir, Apt 306 in Zone X, an area of moderate flood risk, though there have been 44 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	805 units insured incl. 536 condo units
Nearby Flood Claims	44 (2004–2017)
Claims Outside the SFHA	36 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 19 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5010 Harmony Cir, Apt 306 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

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