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5010 Harmony Cir, Apt 101, Vero Beach, FL 32967 Property Records

Indian River County property record for 5010 Harmony Cir, Apt 101, Vero Beach, FL 32967

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,486 sqft · built 1988
Lot Size17.2 acres (752,128 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Dec 2022)
Tax Bill$4,734 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN32-39-23-00003-0006-00011.0

Property Details

APN / Parcel Number

Primary APN32-39-23-00003-0006-00011.0
Alternative APN
  • 48287

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units22 Units
Stories1 Story
Building Area1,486 sqft Living Area
1st Floor Area1,486 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Lot Area752,128 sqft (17.2 acres)
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address5010 HARMONY CIR, 101
CityVERO BEACH
StateFL
Zip32967-7204
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHARMONY ISLAND BLDG F UNIT 11 OR BK 796 PP 338
Legal Range39E
Legal Township32S
Legal Section23
Legal SubdivisionHARMONY ISLAND
Legal Unit11
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2008
Census Tract50306

Owner

5010 Harmony Cir, Apt 101 is owned by two individuals who bought it in December 2022.

Source: Indian River County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address642 NORTHFIELD RD, LITITZ, PA 17543-8355
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2022 · Amount on File
Deed SaleDec 2, 2022 · Amount on File
Prior SaleNov 22, 2016 · Amount on File
Deed Document Number202269692
Deed Book / Page3587 / 64
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 2, 2022
Property Address5010 HARMONY CIR APT 101, 101, VERO BEACH, FL 32967-7204
Document Number0035870064
Book / Page3587 / 64
Map ReferenceMB 796 PG 338
Instrument DateDec 1, 2022
Instrument3120220069692
Transaction TypeTransfer
Record UpdatedDec 13, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 643428, VERO BEACH, FL 32964-3428

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 NORTHFIELD RD, LITITZ, PA 17543-8355

Mortgage

Document Number0000358771
DateDec 2, 2022
Instrument3587/71
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5010 Harmony Cir, Apt 101 was $4,734.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,734.00$327,030 Building $327,030$327,030 Building $327,030
2023$4,665.00 (+30.31%)$327,030 (+25.44%) Building $327,030$327,030 (+25.44%) Building $327,030
2022$3,580.00$260,706 Building $260,706$260,706 Building $260,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5010 Harmony Cir, Apt 101 in Zone X, an area of moderate flood risk, though there have been 44 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies805 units insured
incl. 536 condo units
Nearby Flood Claims44 (2004–2017)
Claims Outside the SFHA36 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 19 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5010 Harmony Cir, Apt 101 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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