5010 Calle Arquero, Oceanside, CA 92057 Property Records

San Diego County property record for 5010 Calle Arquero, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,203 sqft · built 2007
Lot Size	0.185 acres (8,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2012)
Tax Bill	$7,885 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-590-43-00`

Property Details

APN / Parcel Number

Primary APN	`122-590-43-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,203 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	8,069 sqft (0.185 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5010 CALLE ARQUERO
City	OCEANSIDE
State	CA
Zip	92057-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 70 TR 015386
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015386
Legal Block	3
Legal Lot Number	70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5010 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Apr 8, 2021	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2012 · Amount on Record
Deed Sale	Oct 9, 2012 · Amount on Record
Prior Sale	Dec 4, 2009 · Amount on Record
Deed Document Number	2012618345
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5010 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222124
Date	May 1, 2020
Instrument	2020-0222124

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5010 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272725
Date	Apr 8, 2021
Instrument	2021-0272725

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$565,212 (+2%) Land $232,906 Building $332,306
2025	$7,885.00 (-0.83%)	$554,131 (+4.04%) Land $228,340 Building $325,791
2023	$7,951.00 (+1.25%)	$532,615 Land $219,474 Building $313,141
2022	$7,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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