5010 Chesaning Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 5010 Chesaning Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,501 sqft · built 1973
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$162,500 (Jul 2004)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-09-4-05-4007-000`

Property Details

APN / Parcel Number

Primary APN	`20-09-4-05-4007-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,501 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Area	1,376 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	54 sqft
Deck Area	Deck Area
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5010 CHESANING RD
City	CHESANING
State	MI
Zip	48616-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 264 FT OF E 248 FT OF E 1/2 OF SE 1/4 OF SE 1/4 1.5 ACRES SEC 5 T9N R4E
Legal Range	04E
Legal Township	09N
Legal Section	05
Jurisdiction	SAGINAW MI
Township / Civil Division	MAPLE GROVE
Census Block Group	3
Census Block	3015
Census Tract	12900

Owner

5010 Chesaning Rd is owned and occupied by two individuals who bought it in July 2004.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5010 CHESANING RD, CHESANING, MI 48616-9470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Aug 31, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2004 · Amount on File
Deed Sale	Jul 14, 2004 · Amount on File
Prior Sale	Jun 30, 2004 · Amount on File
Deed Document Number	20047214168
Deed Book / Page	2279 / 2162
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jul 13, 2026
Property Address	5010 CHESANING RD, CHESANING, MI 48616-9470
Document Number	0000018206
Instrument Date	Jul 3, 2026
Instrument	202618206
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 CHESANING RD, CHESANING, MI 48616-9470

Mortgage

Document Number	0000018206,
Date	Jul 13, 2026
Instrument	202618206

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 3, 2056

Interest

Rate	6.48%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	5010 CHESANING RD, CHESANING, MI 48616-9470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022983
Date	Aug 31, 2018
Instrument	2018022983

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Sep 1, 2031

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	5010 CHESANING RD, CHESANING, MI 48616-9470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 CHESANING RD, CHESANING, MI 48616-9470

Mortgage

Document Number	0000027245
Date	Oct 27, 2020
Instrument	2020027245

Lender

Name	PNC BANK NA
Type	Bank
Address	BIRCH RUN, MI 48415

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5010 Chesaning Rd was $3,190 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Maple Grove Township
Unified School District	New Lothrop Area Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,500	$233,000
2025	$3,190.00 Homeowner's exemption
2023		$94,500	$189,000
2022	$2,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5010 Chesaning Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5010 Chesaning Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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