501 White Pine Dr, Fruitland, MD 21826 Property Records

Wicomico County property record for 501 White Pine Dr, Fruitland, MD 21826

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,480 sqft · built 2010
Lot Size	0.044 acres (1,902 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Apr 2017)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-045985`

Property Details

APN / Parcel Number

Primary APN	`16-045985`
Alternative APN	`045985`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Total Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,902 sqft (0.044 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045985
Street Address	501 WHITE PINE DR
City	FRUITLAND
State	MD
Zip	21826-1946
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	BL D LOT 26-1,902 SQ 501 WHITE PINE DRIVE CEDAR COMMONS PLAT
Legal Subdivision	CEDAR COMMONS
Legal Block	D
Legal Lot Number	26
Jurisdiction	WICOMICO MD
Township / Civil Division	16, FRUITLAND
Census Block Group	4
Census Block	4002
Census Tract	10501

Owner

501 White Pine Dr, a townhouse, is owned and occupied by two individuals who bought it in April 2017.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	501 WHITE PINE DR, FRUITLAND, MD 21826-1946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION (NC)
Apr 12, 2017	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on File
Deed Sale	Apr 12, 2017 · Amount on File
Prior Sale	Jun 10, 2010 · Amount on File
Deed Document Number	20174152-242
Deed Book / Page	4152 / 242
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	Apr 15, 2026
Property Address	501 WHITE PINE DR, FRUITLAND, MD 21826-1946
Document Number	5701000221
Book / Page	5701 / 221
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ECU TITLE, SECU TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 WHITE PINE DR, FRUITLAND, MD 21826-1946

Mortgage

Document Number	5701000221,
Date	Apr 15, 2026
Book Page	5701/221

Lender

Name	STATE EMPLOYEES CREDIT UNION (NC)

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 12, 2017
Property Address	501 WHITE PINE DR, FRUITLAND, MD 21826-1946
Document Number	0041520242
Book / Page	4152 / 242
Map Reference	MB15 PG83&84
Instrument Date	Apr 11, 2017
Instrument	4152-242
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 WHITE PINE DR, FRUITLAND, MD 21826-1946

Mortgage

Document Number	4152248
Date	Apr 12, 2017
Instrument	4152-248

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 501 White Pine Dr was $1,590.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Fruitland City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,533 (+12.73%)	$216,500 (-) Land $24,000 Building $192,500
2025	$1,590.00	$172,567	$216,500 Land $24,000 Building $192,500
2023	$1,447.00	$145,067	$150,600 Land $24,000 Building $126,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 White Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 White Pine Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRUITLAND serves 5,907 people · EPA ID MD0220008
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Simple Fiber, Verizon.

Nearby Properties on White Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures