501 Virgin St, Rumford, ME 04276 Property Records

Oxford County and Rumford Town property record for 501 Virgin St, Rumford, ME 04276

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,000 sqft · built 1905
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Oct 2025)
Tax Bill	$3,092 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2025 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`RUMF M:124 L:088`

Property Details

APN / Parcel Number

Primary APN	`RUMF M:124 L:088`
Alternative APN	`1406`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	3,000 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	1406
Street Address	501 VIRGIN ST
City	RUMFORD
State	ME
Zip	04276-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	88
Jurisdiction	RUMFORD ME
Township / Civil Division	RUMFORD
Census Block Group	3
Census Block	3020
Census Tract	965600

Owner

Source: Oxford County and Rumford Town records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	501 VIRGIN ST, RUMFORD, ME 04276-2331
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2025	Warranty Deed, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	202525-12888
Deed Book / Page	5899 / 407
Last Transfer Date	Jul 29, 2026
Transfer Doc	0000009389
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUMFORD ME
Recording Date	Jul 30, 2026
Property Address	501 VIRGIN ST, RUMFORD, ME 04276-2331
Document Number	0000009389
Book / Page	5954 / 994
Instrument Date	Jul 29, 2026
Instrument	20269389
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUMFORD ME
Recording Date	Oct 6, 2025
Property Address	501 VIRGIN ST, RUMFORD, ME 04276-2331
Document Number	0002512888
Book / Page	5899 / 407
Instrument Date	Oct 6, 2025
Instrument	25-12888
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 HARDING BRIDGE RD, GORHAM, ME 04038-2514

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUMFORD ME
Property Address	501 VIRGIN ST, RUMFORD, ME 04276-2331
Document Number	0055570612
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 VIRGIN ST RUMFORD ME 042762331, RUMFORD, ME 04276-2331

Mortgage

Document Number	0055570612
Date	Oct 21, 2020
Book Page	005557/000612
Instrument	15453

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	RUMFORD, ME 04276

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 20, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oxford County and Rumford Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Rumford Town
Unified School District	Regional School Unit 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,092.00 (+12.68%)	$165,100 (-) Land $14,500 Building $150,600
2024	$2,744.00 (+4.85%)	$165,100 (+39.92%) Land $14,500 Building $150,600
2023	$2,617.00	$118,000 (-) Land $10,400 Building $107,600
2022	$2,617.00	$118,000 Land $10,400 Building $107,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	15 (1986–2023)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 8 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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