501 Vale St, Bloomington, IL 61701 Property Records

McLean County property record for 501 Vale St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,740 sqft · built 1925
Lot Size	0.186 acres (8,116 sqft)
Owner	Individual Name on Record
Last Sale	$203,500 (Nov 2023)
Tax Bill	$4,643 (2024)
Deeds & Mortgages	Mar 2005 Line of Credit Jun 2016 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-463-012`

Property Details

APN / Parcel Number

Primary APN	`21-03-463-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	732 sqft
Basement Area	276 sqft
Finished Basement	276 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	8,116 sqft (0.186 acres)
Lot Dimensions	143 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	Deck Area
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	501 VALE ST
City	BLOOMINGTON
State	IL
Zip	61701-5668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	JUNE GROVE SUB SE PT LOT 12 SUB S1/2 3-23-2E LOT 1 BLK 4
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	JUNE GROVE SUB
Legal Block	4
Legal Lot Number	12,1
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1020
Census Tract	1800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	501 VALE ST, BLOOMINGTON, IL 61701-5668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2005	Deed of Trust, Mortgage · Line of Credit HOME LOAN CENTER INC
Jun 14, 2016	Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK
Jun 14, 2016	Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK
Dec 17, 2010	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Mar 9, 2005	Deed of Trust, Mortgage · ARM HOME LOAN CERTER
Sep 20, 2025	Transfer on Death Deed, Transfer
Nov 13, 2023	Warranty Deed, Transfer · Unknown FIRST STATE MORTGAGE SERVICES LLC
Apr 1, 2009	Warranty Deed, Transfer HEARTLAND BANK & TRUST CO
Sep 1, 2005	Joint Tenancy Deed, Transfer · Conventional Mortgage 1ST ADVANTAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Apr 1, 2009 · Amount on Record
Deed Document Number	202315438
Last Transfer Date	Sep 3, 2025
Transfer Doc	0000013050
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	501 VALE ST, BLOOMINGTON, IL 61701-5668
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200500006658
Date	Mar 9, 2005
Instrument	2005-00006658

Lender

Name	HOME LOAN CENTER INC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	501 VALE ST, BLOOMINGTON, IL 61701-5668
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600010469
Date	Jun 14, 2016
Instrument	2016-00010469

Lender

Name	COMMERCE BANK
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	501 VALE ST, BLOOMINGTON, IL 61701-5668
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600010470
Date	Jun 14, 2016
Instrument	2016-00010470

Lender

Name	COMMERCE BANK
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.99%
Max Rate	17.6%

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	501 VALE ST, BLOOMINGTON, IL 61701-5668
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000033147
Date	Dec 17, 2010
Instrument	2010-00033147

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	501 VALE ST, BLOOMINGTON, IL 61701-5668
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200500006657
Date	Mar 9, 2005
Instrument	2005-00006657

Lender

Name	HOME LOAN CERTER
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Mar 1, 2010
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	12.3%
Index	6-Month LIBOR
Max Rate	12.3%

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 20, 2025
Property Address	501 VALE ST, BLOOMINGTON, IL 61701-5668
Document Number	202500013050
Instrument Date	Aug 3, 2025
Instrument	2025-00013050
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 VALE ST, BLOOMINGTON, IL 61701-5668

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 13, 2023
Property Address	501 VALE ST, BLOOMINGTON, IL 61701-5668
Document Number	202300015438
Instrument Date	Nov 1, 2023
Instrument	2023-00015438
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 VALE ST, BLOOMINGTON, IL 61701-5668

Mortgage

Document Number	202300015439
Date	Nov 13, 2023
Instrument	2023-00015439

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

April 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 1, 2009
Property Address	501 VALE ST, BLOOMINGTON, IL 61701-5668
Document Number	200900009718
Instrument Date	Mar 23, 2009
Instrument	2009-00009718
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 VALE ST, BLOOMINGTON, IL 61701-5668

Mortgage

Document Number	200900009719
Date	Apr 1, 2009
Instrument	2009-00009719

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2039

Mortgage

Document Number	200900009720
Date	Apr 1, 2009
Instrument	2009-00009720

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61705

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2014

September 2005: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 1, 2005
Property Address	501 VALE ST, BLOOMINGTON, IL 61701-5668
Document Number	200500025956
Instrument Date	Aug 10, 2005
Instrument	2005-00025956
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	200500025957
Date	Sep 1, 2005
Instrument	2005-00025957

Lender

Name	1ST ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,340 (+12.76%) Land $14,408 Building $56,932	$214,020 (+12.76%) Land $43,224 Building $170,796
2024	$4,643.00 (+7.5%)	$63,267 (+9.68%) Land $12,778 Building $50,489	$189,801 (+9.68%) Land $38,334 Building $151,467
2023	$4,319.00 (+4.86%)	$57,681 (+5.9%) Land $11,650 Building $46,031	$173,043 (+5.9%) Land $34,950 Building $138,093
2022	$4,119.00	$54,466 Land $11,001 Building $43,465	$163,398 Land $33,003 Building $130,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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