501 Tuttle Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 501 Tuttle Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,122 sqft · built 1976
Lot Size	0.106 acres (4,617 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jul 2026)
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2017 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`017-414-01`

Property Details

APN / Parcel Number

Primary APN	`017-414-01`
Alternative APN	`017-414-01-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	1,402 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,617 sqft (0.106 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	501 TUTTLE AVE
City	WATSONVILLE
State	CA
Zip	95076-3552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 653
Legal Subdivision	BAY VILLAGE 04 TR 653
Legal Tract	653
Legal Lot Number	304
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2023
Census Tract	110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	501 TUTTLE AVE, WATSONVILLE, CA 95076-3552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 6, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 13, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Apr 13, 2018	Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	202615110
Prior Transfer Date	Aug 26, 1994
Prior Transfer Doc	0000060918
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 2, 2026
Property Address	501 TUTTLE AVE, WATSONVILLE, CA 95076-3552
Document Number	0000015110
Instrument Date	Jun 26, 2026
Instrument	202615110
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 TUTTLE AVE, WATSONVILLE, CA 95076-3552

Mortgage

Document Number	0000015111,
Date	Jul 2, 2026
Instrument	202615111

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	501 TUTTLE AVE, WATSONVILLE, CA 95076-3552
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033543
Date	Oct 6, 2017
Instrument	2017-0033543

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	501 TUTTLE AVE, WATSONVILLE, CA 95076-3552
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 TUTTLE AVE, WATSONVILLE, CA 95076-3552

Mortgage

Document Number	0000042337
Date	Aug 13, 2021
Instrument	2021-0042337

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	902 Months
Due	Oct 25, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.09%
Type Change Date	Sep 1, 2021
Change Frequency	Monthly
Index	1-Year CMT

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	501 TUTTLE AVE, WATSONVILLE, CA 95076-3552
Document Number	0000037772
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 TUTTLE AVE WATSONVILLE CA 950763552, WATSONVILLE, CA 95076-3552

Mortgage

Document Number	0000037772
Date	Dec 4, 2019
Instrument	37772

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Dec 3, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.41%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	501 TUTTLE AVE, WATSONVILLE, CA 95076-3552
Document Number	0000000469
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 TUTTLE AVE WATSONVILLE CA 950763552, WATSONVILLE, CA 95076-3552

Mortgage

Document Number	0000000469
Date	Jan 7, 2020
Instrument	469

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jan 6, 2096

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	501 TUTTLE AVE, WATSONVILLE, CA 95076-3552
Document Number	0000037771
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 TUTTLE AVE WATSONVILLE CA 950763552, WATSONVILLE, CA 95076-3552

Mortgage

Document Number	0000037771
Date	Dec 4, 2019
Instrument	37771

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Dec 3, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.41%

April 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 13, 2018
Property Address	501 TUTTLE AVE, WATSONVILLE, CA 95076-3552
Document Number	0000011121
Instrument Date	Apr 10, 2018
Instrument	11121
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 TUTTLE AVE WATSONVILLE CA 950763552, WATSONVILLE, CA 95076-3552

Mortgage

Document Number	11122
Date	Apr 13, 2018
Instrument	11122

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,052 (+2%) Land $299,431 Building $199,621
2025	$6,403.00 (+11.43%) Homeowner's exemption	$489,267 (+4.04%) Land $293,560 Building $195,707
2024	$5,746.00 (+1.57%)
2023	$5,657.00 (+1.87%) Homeowner's exemption	$470,268 Land $282,161 Building $188,107	$481,230
2022	$5,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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