501 S Main St, Middlebury, IN 46540 Property Records

Elkhart County property record for 501 S Main St, Middlebury, IN 46540

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 4,284 sqft · built 1930
Lot Size	0.489 acres (21,301 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,574 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-128-002.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-128-002.000-035`
Alternative APN	`0815128002035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,284 sqft Living Area
Gross Area	5,848 sqft
1st Floor Area	1,524 sqft
Upper Floors Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1955
Architectural Style	Triplex
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	21,301 sqft (0.489 acres)
Garage Type	Attached
Garage Area	724 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	501 S MAIN ST
City	MIDDLEBURY
State	IN
Zip	46540-9133
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	ZO01
Legal Description	NE COR NW1/4 104FT SEC 15 .50A
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3010
Census Tract	804

Owner

501 S Main St, a triplex, is owned and occupied by two individuals who acquired it in June 2021.

Source: Elkhart County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	69110 N TERRACE DR, WHITE PIGEON, MI 49099-9047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Unknown FIRST STATE BANK OF MIDDLEBURY
Jun 15, 2021	Intrafamily Transfer, Transfer
Mar 15, 2019	Warranty Deed, Transfer FIRST ST BK/MIDDLEBURY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 14, 2021
Transfer Doc	0000005750
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	501 S MAIN ST, MIDDLEBURY, IN 46540-9133
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003409
Date	Jun 23, 2022
Instrument	2022-13409

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank
Address	45540

Agreement

Type	Unknown
Amount	Amount on Record
Term	241 Months
Due	Jun 30, 2042

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Jun 15, 2021
Property Address	501 S MAIN ST, MIDDLEBURY, IN 46540-9133
Document Number	0000005750
Instrument Date	Jun 14, 2021
Instrument	2021-15750
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	501 S MAIN ST UNIT A, A, MIDDLEBURY, IN 46540-9134

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 15, 2019
Property Address	501 S MAIN ST, MIDDLEBURY, IN 46540-9133
Document Number	0000004891
Instrument Date	Mar 7, 2019
Instrument	4891
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	FIRST TITLE, FIRST TITLE/IN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 S MAIN ST MIDDLEBURY IN 465409133, MIDDLEBURY, IN 46540-9133

Mortgage

Document Number	4892
Date	Mar 15, 2019
Instrument	4892

Lender

Name	FIRST ST BK/MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 14, 2034

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$395,900 (+4.54%) Land $19,900 Building $376,000	$395,900 (+4.54%) Land $19,900 Building $376,000
2024	$7,574.00	$378,700 (+5.28%) Land $19,900 Building $358,800	$378,700 (+5.28%) Land $19,900 Building $358,800
2023		$359,700 (+11.6%) Land $17,500 Building $342,200	$359,700 (+11.6%) Land $17,500 Building $342,200
2022	$4,687.00 Homeowner's exemption	$322,300 Land $17,500 Building $304,800	$322,300 Land $17,500 Building $304,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber, New Paris Telephone Company.

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