501 S Karrow Estates Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 501 S Karrow Estates Rd, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,481 sqft · built 1993
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Aug 2012)
Tax Bill	$5,155 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0793997`

Property Details

APN / Parcel Number

Primary APN	`R0793997`
Alternative APNs	`07-4292-36-3-15-10-0000` `0000974197`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,481 sqft Living Area
1st Floor Area	1,998 sqft
2nd Floor Area	943 sqft
Upper Floors Area	540 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	585 sqft
Deck Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000974197
Street Address	501 S KARROW ESTATES RD
City	WHITEFISH
State	MT
Zip	59937-3288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0 1
Legal Description	S36, T31 N, R22 W, C.O.S. 11865-2, PARCEL N/A, TR 5FAA IN NW4SW4, ASSR# 0000974197
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	CERTIFICATE/SURV 11865 TR 02
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

501 S Karrow Estates Rd is owned by two individuals who bought it in August 2012.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 4274, WHITEFISH, MT 59937-4274
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Unknown WHITEFISH CU
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Jul 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2012 · Amount on File
Deed Sale	Aug 2, 2012 · Amount on File
Prior Sale	Oct 25, 2011 · Amount on File
Deed Document Number	201217592
Prior Transfer Date	Oct 19, 2011
Prior Transfer Doc	0000022005
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	501 S KARROW ESTATES RD, WHITEFISH, MT 59937-3288
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300000029
Date	Jan 3, 2023
Instrument	202300000029

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Unknown
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	501 S KARROW ESTATES RD, WHITEFISH, MT 59937-3288
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000025994
Date	Aug 21, 2020
Instrument	202000025994

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	501 S KARROW ESTATES RD, WHITEFISH, MT 59937-3288
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TITLE FINANCIAL SPECIALTY SERVICES, TITLE FINCL SPECIALTY SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900006327
Date	Apr 5, 2019
Instrument	201900006327

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	501 S KARROW ESTATES RD, WHITEFISH, MT 59937-3288
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900014994
Date	Jul 22, 2019
Instrument	201900014994

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 9, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	501 S KARROW ESTATES RD, WHITEFISH, MT 59937-3288
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008400
Date	Apr 1, 2020
Instrument	202000008400

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 501 S Karrow Estates Rd was $5,155.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,155.00	$1,459,600
2025			$1,459,600 Land $420,492 Building $1,039,108
2023	$8,274.00	$1,204,800	$1,204,800 Land $398,640 Building $806,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 S Karrow Estates Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 S Karrow Estates Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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