501 Pearl St, Belding, MI 48809 Property Records

Ionia County property record for 501 Pearl St, Belding, MI 48809

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,352 sqft · built 1895
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$93,000 (Feb 2014)
Tax Bill$2,322 (2025)
Deeds & MortgagesJan 2019 Refinance
Flood ZoneZone X (minimal risk)
APN40206000011000

Property Details

APN / Parcel Number

Primary APN40206000011000
Alternative APN
  • 34-402-060-000-110-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,352 sqft Living Area
1st Floor Area1,276 sqft
Basement Area1,276 sqft
Unfinished Basement1,276 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area234 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address501 PEARL ST
CityBELDING
StateMI
Zip48809-1950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionCITY OF BELDING BROAS 1ST ADDN N 1/2 LOTS 47 & 48
Legal Subdivision1ST ADDN
Legal Lot Number47-48
JurisdictionIONIA MI
Township / Civil DivisionBELDING
Census Block Group2
Census Block2033
Census Tract30200

Owner

501 Pearl St is owned and occupied by an individual who bought it in February 2014.

Source: Ionia County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address501 PEARL ST, BELDING, MI 48809-1950
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2014 · Amount on File
Deed SaleFeb 20, 2014 · Amount on File
Deed Book / Page633 / 71
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIONIA MI
Property Address501 PEARL ST, BELDING, MI 48809-1950
Transaction TypeMortgage
Record UpdatedJan 30, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number653/2577
DateJan 14, 2019
Book Page653/2577
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 501 Pearl St was $2,322 with a homeowner's exemption.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
MunicipalityBelding City
Unified School DistrictBelding Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,900 (+1.25%) Land $16,300 Building $88,600$209,800 (+1.25%) Land $32,600 Building $177,200
2025$2,322.00 Homeowner's exemption$103,600 Land $12,300 Building $91,300$207,200 Land $24,600 Building $182,600
2023$76,000 Land $11,300 Building $64,700$152,000 Land $22,600 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 Pearl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Most Recent ClaimApr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELDING
serves 5,769 people · EPA ID MI0000560
Water SourceGroundwater
Last State InspectionAug 2021
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Point Broadband
Fixed Wireless · Fiber in parts of the area
200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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