501 N 32nd St, #503, Waco, TX 76707 Property Records

McLennan County property record for 501 N 32nd St, #503, Waco, TX 76707

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 2,304 sqft · built 1992
Lot Size0.171 acres (7,425 sqft)
OwnerIndividual Name on File
Tax Bill$3,597 (2025)
Deeds & MortgagesJan 2021 Loan Modification
Jul 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-023600-004102-5

Property Details

APN / Parcel Number

Primary APN48-023600-004102-5
Alternative APNs
  • 4802360000410250111
  • 177807

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,304 sqft Living Area
1st Floor Area1,152 sqft
2nd Floor Area1,152 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1996
Architectural StyleDuplex Single
Exterior MaterialOther
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area7,425 sqft (0.171 acres)
DrivewayConcrete Driveway
Driveway Area800 sqft
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address501 N 32ND ST, 503
CityWACO
StateTX
Zip76707-3223
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionHUACO HTS LOT 18 BLOCK 3 ACRES .1705
Legal SubdivisionHUACO HTS
Legal Block3
Legal Lot Number18
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2037
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Castle Heights Historic District
listed 2009 · 181 contributing resources · NRIS 07000495

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

501 N 32nd St, #503, a duplex, is owned by an individual.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 20372, WACO, TX 76702-0372
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Loan Modification, Mortgage
BANCORPSOUTH
Jul 24, 2020Loan Modification, Mortgage
BANCORPSOUTH
Apr 8, 2020Loan Modification, Mortgage
BANCORPSOUTH
Apr 11, 2019Deed of Trust, Mortgage
TEXAS FIRST ST BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2021: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address501 N 32ND ST # 503, 503, WACO, TX 76707-3223
Document Number0000003645
Instrument DateJan 25, 2021
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 N VLY WACO TX 76710, WACO, TX 76710

Mortgage

Document Number0000003645
DateJan 29, 2021
Instrument3645
Lender
NameBANCORPSOUTH
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount on Record
Term12 Months
DueJan 28, 2022

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address501 N 32ND ST # 503, 503, WACO, TX 76707-3223
Document Number0000025386
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 COUNTY ROAD 148 RIESEL TX 766822960, RIESEL, TX 76682-2960

Mortgage

Document Number0000025386
DateJul 28, 2020
Instrument25386
Lender
NameBANCORPSOUTH
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount on Record
Term12 Months
DueJul 27, 2021

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address501 N 32ND ST # 503, 503, WACO, TX 76707-3223
Document Number0000011782
Instrument DateApr 8, 2020
Transaction TypeMortgage
Record UpdatedNov 16, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 N VALLEY MILLS DR WACO TX 767104582, WACO, TX 76710-4582

Mortgage

Document Number0000011782
DateApr 13, 2020
Instrument11782
Lender
NameBANCORPSOUTH
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount on Record
Term12 Months
DueApr 12, 2021

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address501 N 32ND ST # 503, 503, WACO, TX 76707-3223
Document Number0000011966
Instrument DateApr 11, 2019
Transaction TypeMortgage
Record UpdatedJun 9, 2021
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 N 32ND ST #503 WACO TX 767073223, 503, WACO, TX 76707-3223

Mortgage

Document Number0000011966
DateApr 12, 2019
Instrument11966
Lender
NameTEXAS FIRST ST BK
TypeBank
AddressWACO, TX 76702-2524
Agreement
AmountAmount on Record
Interest
Rate2%

Tax Assessment & Valuation

The 2025 property tax bill for 501 N 32nd St, #503 was $3,597, up 0.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,000 (-) Land $21,680 Building $138,320$160,000 (-) Land $21,680 Building $138,320
2025$3,597.00 (+0.78%)$160,000 Land $21,680 Building $138,320$160,000 Land $21,680 Building $138,320
2024$3,569.00
2023$170,400 Land $21,680 Building $148,720$170,400 Land $21,680 Building $148,720
2022$3,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 N 32nd St, #503 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1989–2026)
Claims Outside the SFHA1 of 10
Most Recent ClaimJun 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 N 32nd St, #503 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on N 32nd St

Nearby Streets

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