Osceola County property record for 501 Minnesota Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1957 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Oct 2023) |
| Tax Bill | $3,195 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0016-0220 |
| Primary APN | 01-26-30-0001-0016-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,338 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open/Unfinished Porch |
| Porch Area | 98 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 501 MINNESOTA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 33-34 BLK 16 LOTS 22, 23 & 24 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 16 |
| Legal Lot Number | 22 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 43400 |
501 Minnesota Ave is owned and occupied by two individuals who bought it in October 2023.
Source: Osceola County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 501 MINNESOTA AVE, SAINT CLOUD, FL 34769-2744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage SOUTH STATE BANK NA |
| Oct 18, 2023 | Warranty Deed, Transfer · FHA Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on File |
| Deed Sale | Oct 18, 2023 · Amount on File |
| Prior Sale | Feb 19, 2016 · Amount on File |
| Deed Document Number | 2023137051 |
| Deed Book / Page | 6491 / 1266 |
| Prior Transfer Date | Feb 16, 2009 |
| Prior Transfer Doc | 0038350508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 501 MINNESOTA AVE, SAINT CLOUD, FL 34769-2744 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3313 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8883 |
| Document Number | 0065002926 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 6500/2926 |
| Instrument | 2023146075 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 18, 2023 |
| Property Address | 501 MINNESOTA AVE, SAINT CLOUD, FL 34769-2744 |
| Document Number | 0064911266 |
| Book / Page | 6491 / 1266 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023137051 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 ALLIGATOR LAKE RD, SAINT CLOUD, FL 34772-9320 |
| Name | Verified Name |
|---|---|
| Address | 501 MINNESOTA AVE, SAINT CLOUD, FL 34769-2744 |
| Document Number | 0064911268 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 6491/1268 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Number | 0064911280 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 6491/1280 |
| Instrument | 2023137053 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 501 Minnesota Ave was $3,195, up 2.5% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,195.00 (+2.47%) | $221,400 Land $55,000 Building $166,400 | $221,400 Land $55,000 Building $166,400 |
| 2024 | $3,118.00 (+11.56%) | ||
| 2023 | $2,795.00 (+10.78%) | $171,900 (+12.57%) Land $50,000 Building $121,900 | $171,900 (+12.57%) Land $50,000 Building $121,900 |
| 2022 | $2,523.00 | $152,700 Land $45,000 Building $107,700 | $152,700 Land $45,000 Building $107,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 501 Minnesota Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 501 Minnesota Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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