501 Main St, Jefferson, SD 57038 Property Records

Union County property record for 501 Main St, Jefferson, SD 57038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 1902
Lot Size	0.148 acres (6,465 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,000 (Jun 2023)
Tax Bill	$2,282 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04.01.05.1000`

Property Details

APN / Parcel Number

Primary APN	`04.01.05.1000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,902 sqft Living Area
Gross Area	1,752 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	6,465 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	501 MAIN ST
City	JEFFERSON
State	SD
Zip	57038-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & W37.5' OF VAC 5TH ST BLK 5 ORIG JEFF CITY
Legal Block	5
Legal Lot Number	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1065
Census Tract	20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	501 MAIN ST, JEFFERSON, SD 57038-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage SIOUX VALLEY COMMUNITY CU
Nov 16, 2023	Intrafamily Transfer, Transfer
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	501 MAIN ST, JEFFERSON, SD 57038-2036
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 MAIN ST, JEFFERSON, SD 57038-2036

Mortgage

Document Number	000186/375
Date	Jun 16, 2025
Book Page	186/375
Instrument	251332

Lender

Name	SIOUX VALLEY COMMUNITY CU
Type	Credit Union
Address	1120 6TH ST, SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	Nov 16, 2023
Property Address	501 MAIN ST, JEFFERSON, SD 57038-2036
Document Number	000113/642
Book / Page	113 / 642
Instrument Date	Nov 16, 2023
Instrument	232632
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	501 MAIN ST, JEFFERSON, SD 57038-2036

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jun 14, 2023
Property Address	501 MAIN ST, JEFFERSON, SD 57038-2036
Document Number	000113/334
Book / Page	113 / 334
Instrument Date	Jun 2, 2023
Instrument	231354
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 STREETER DR APT 8, 8, NORTH SIOUX CITY, SD 57049-4074

Mortgage

Document Number	0000182300
Date	Jun 14, 2023
Instrument	182/300

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Jefferson City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,282.00 (+0.04%)	$138,066 (-) Land $24,546 Building $113,520
2025	$2,281.00 (-0.22%)	$138,066 (+12.5%) Land $24,546 Building $113,520
2024	$2,286.00 (+7.22%)
2023	$2,132.00 (+6.07%)	$122,725 (+1%) Land $19,525 Building $103,200
2022	$2,010.00 (+10.8%)	$111,568 Land $17,750 Building $93,818
2021	$1,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2014–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON serves 475 people · EPA ID SD4600060
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable · Fiber in parts of the area	1,500 / 50
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures