501 Madison St, Diagonal, IA 50845 Property Records

Ringgold County property record for 501 Madison St, Diagonal, IA 50845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2005
Lot Size	0.48 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$4,800 (Jan 2005)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001985`

Property Details

APN / Parcel Number

Primary APN	`001985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Base Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	21,000 sqft (0.48 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	501 MADISON ST
City	DIAGONAL
State	IA
Zip	50845-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 LOT 6 BURL ADD
Legal Subdivision	BURL ADD
Legal Lot Number	6
Jurisdiction	RINGGOLD IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2208
Census Tract	950100

Owner

501 Madison St is owned and occupied by two individuals who bought it in January 2005.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	501 MADISON ST, DIAGONAL, IA 50845-1016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Sep 8, 2005	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 14, 2006	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2005 · Amount on File
Deed Sale	Jan 19, 2005 · Amount on File
Deed Document Number	200500000093
Deed Book / Page	307 / 262
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	501 MADISON ST, DIAGONAL, IA 50845-1016
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00452/0206
Date	Apr 28, 2017
Book Page	452/0206
Instrument	2017- 00000432

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2037

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	501 MADISON ST, DIAGONAL, IA 50845-1016
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 MADISON ST, DIAGONAL, IA 50845-1016

Mortgage

Document Number	000571/167
Date	Jan 11, 2024
Book Page	571/167
Instrument	2024- 00000051

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	CRESTON, IA 50801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	501 MADISON ST, DIAGONAL, IA 50845-1016
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00310/0641
Date	Sep 8, 2005
Book Page	310/0641
Instrument	2005- 00001242

Lender

Name	US BANK NA
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2035

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	501 MADISON ST, DIAGONAL, IA 50845-1016
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00318/0138
Date	Sep 14, 2006
Book Page	318/0138
Instrument	2006- 00001242

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2035

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Nov 10, 2020
Property Address	501 MADISON ST, DIAGONAL, IA 50845-1016
Document Number	000511/335
Book / Page	511 / 335
Instrument Date	Nov 6, 2020
Instrument	2020-00001616
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 170TH ST, DIAGONAL, IA 50845-8811

Mortgage

Document Number	202000001617
Date	Nov 10, 2020
Instrument	2020-00001617

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 501 Madison St was $3,368 with a homeowner's exemption, down 13.8% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Diagonal City
Unified School District	Diagonal Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,368.00 (-13.82%) Homeowner's exemption	$197,994 Land $7,650 Building $190,344	$197,994 Land $7,650 Building $190,344
2024	$3,908.00
2023		$206,416 (+19.47%) Land $7,650 Building $198,766	$206,416 Land $7,650 Building $198,766
2022	$3,758.00 Homeowner's exemption	$172,779 Land $7,650 Building $165,129
2021			$172,779 Land $7,650 Building $165,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 Madison St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAGONAL WATER DEPARTMENT serves 338 people · EPA ID IA8018040
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Feb 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink.

Cell Coverage

4G LTE only, no 5G reported

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