501 K St, Cheney, WA 99004 Property Records

Spokane County property record for 501 K St, Cheney, WA 99004

Property Summary

Property Type	Duplex
Details	6 bd · 6 ba · 2,560 sqft · built 2016
Lot Size	0.153 acres (6,661 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Apr 2024)
Tax Bill	$5,293 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13133.0412`

Property Details

APN / Parcel Number

Primary APN	`13133.0412`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,280 sqft
2nd Floor Area	1,280 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2022
Architectural Style	Duplex Single
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,661 sqft (0.153 acres)
Patio Area	42 sqft
Canopy	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	501 K ST
City	CHENEY
State	WA
Zip	99004-1484
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	ADDITION TO TOWN OF CHENEY LTS 11 & 12 BLK 70 INC SLY 1/2 VAC ALLEY LYG NWLY OF & ADJ TO SD LTS & TOGETHER WITH NELY 10FT VAC K ST LYG SWLY & ADJ TO LT 12 & VAC 10FT 5TH ST S OF ADJ TO SD LTS EXC PTN LYG NLY OF FOLLOWING DEC LN: BEG AT CENTER OF VAC
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	ADDITION TO TOWN OF CHENEY
Legal Block	70
Legal Lot Number	11,12
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1021
Census Tract	14001

Owner

501 K St, a duplex, is owned by two individuals who bought it in April 2024.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21386 NW PUMPKIN RD, NORTH PLAINS, OR 97133
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage INLAND NORTHWEST BANK
Jul 31, 2020	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/WA LLC, WFG NAT'L TITLE CO/WA LLC
Dec 5, 2017	Loan Modification, Mortgage · Conventional with PMI INLAND NORTHWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	20247342171
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 5, 2024
Property Address	501 K ST, CHENEY, WA 99004-1484
Document Number	0007342171
Map Reference	VOL A PG 45
Instrument Date	Apr 2, 2024
Instrument	7342171
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21386 NW PUMPKIN RIDGE RD, NORTH PLAINS, OR 97133-6158

Mortgage

Document Number	0007342172
Date	Apr 5, 2024
Instrument	7342172

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	501 K ST, CHENEY, WA 99004-1484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006684116
Date	Feb 23, 2018
Instrument	6684116

Lender

Name	INLAND NORTHWEST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 31, 2020
Property Address	501 K ST, CHENEY, WA 99004-1484
Document Number	0006950011
Instrument Date	Jul 28, 2020
Instrument	6950011
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NAT'L TITLE CO/WA LLC

Transaction

Amount	Amount on Record
Tax	$5,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8625 EVERGREEN WAY EVERETT WA 982082645, EVERETT, WA 98208-2645

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	501 K ST, CHENEY, WA 99004-1484
Document Number	0006665553
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 K ST CHENEY WA 990041484, CHENEY, WA 99004-1484

Mortgage

Document Number	0006665553
Date	Dec 7, 2017
Instrument	6665553

Lender

Name	INLAND NORTHWEST BK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 501 K St was $5,293, up 4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,293.00 (+3.97%)	$485,500 (+2.1%) Land $80,000 Building $405,500	$485,500 (+2.1%) Land $80,000 Building $405,500
2025	$5,091.00 (+50.49%)	$475,500 (+21.33%) Land $70,000 Building $405,500	$475,500 (+21.33%) Land $70,000 Building $405,500
2024	$3,383.00 (+3.08%)	$391,900 (+28.45%) Land $45,000 Building $346,900	$391,900 (+28.45%) Land $45,000 Building $346,900
2023	$3,282.00 (-2.87%)	$305,100 Land $23,000 Building $282,100	$305,100 Land $23,000 Building $282,100
2022	$3,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 K St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 K St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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