501 Joy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 501 Joy Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,428 sqft · built 1951
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$63,000 (Jan 1996)
Tax Bill$3,341 (2025)
Deeds & MortgagesAug 2020 Mortgage
APN04-31-0-200-010

Property Details

APN / Parcel Number

Primary APN04-31-0-200-010

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,428 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1985
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,405 sqft (0.17 acres)
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address501 JOY DR
CityO FALLON
StateIL
Zip62269-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAUSS, ART, HOMESITES LOT/SEC-40 BK 3323-2134
Legal SubdivisionFAUSS, ART, HOMESITES
Legal Block200
Legal Lot Number40
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group3
Census Block3024
Census Tract504354

Owner

501 Joy Dr is owned and occupied by two individuals who bought it in January 1996.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address501 JOY DR, O FALLON, IL 62269-2416
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 1996 · Amount on File
Deed SaleJan 11, 1996 · Amount on File
Deed Document Number19961480826
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address501 JOY DR, O FALLON, IL 62269-2416
Document Number00A2667402
Instrument DateAug 27, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address501 JOY DR O FALLON IL 622692416, O FALLON, IL 62269-2416

Mortgage

Document Number00A2667402
DateSep 17, 2020
Instrument2667402
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 501 Joy Dr was $3,341.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,341.00$46,359 Land $7,388 Building $38,971$139,077 Land $22,164 Building $116,913
2022$34,509 Land $5,500 Building $29,009$103,527 Land $16,500 Building $87,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 501 Joy Dr; there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims4 (1979–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 501 Joy Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Joy Dr

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