501 E Macphail Rd, Bel Air, MD 21014 Property Records

Harford County property record for 501 E Macphail Rd, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,648 sqft · built 1950
Lot Size	0.592 acres (25,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-123774`

Property Details

APN / Parcel Number

Primary APN	`03-123774`
Alternative APNs	`3123774` `123774`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,648 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,800 sqft (0.592 acres)
Lot Dimensions	258 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	123774
Street Address	501 E MACPHAIL RD
City	BEL AIR
State	MD
Zip	21014-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 121-124 25800 SF 501 E MAC PHAIL ROAD HOMELANDS S B PT 4/26
Legal Subdivision	HOMELANDS
Legal Phase	AIL
Legal Lot Number	121-124
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303602

Owner

Source: Harford County records · APN 03-123774

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	501 E MACPHAIL RD, BEL AIR, MD 21014-4411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2005
Deed Sale	Apr 26, 2005
Deed Document Number	20052419
Deed Book / Page	5999 / 568
Last Transfer Date	Jun 30, 2016
Transfer Doc	0119410171
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	501 E MACPHAIL RD, BEL AIR, MD 21014-4411
Transaction Type	Mortgage
Record Updated	Oct 04, 2021
Title Company	SANCTUARY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E MACPHAIL RD, BEL AIR, MD 21014-4411

Mortgage

Document Number	0150410275
Date	Sep 21, 2021
Book Page	15041/275

Lender

Name	FIRST COMMONWEALTH MORTGAGE CORP
Type	Mortgage Company
Address	LOUISVILLE, KY 40243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2041

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,433 (+1.15%)	$244,900 (+3.46%) Land $97,900 Building $147,000
2025	$2,476.00 (+9.07%) Homeowner's exemption	$236,700 (+8.69%) Land $97,900 Building $138,800	$236,700 (-) Land $97,900 Building $138,800
2023		$217,767	$236,700 Land $97,900 Building $138,800
2022	$2,270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 324 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.