Miami County property record for 501 E James St, Bradford, OH 45308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1974 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Feb 1990) |
| Tax Bill | $1,906 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | H18-004300 |
| Primary APN | H18-004300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 501 E JAMES ST |
|---|---|
| City | BRADFORD |
| State | OH |
| Zip | 45308-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 443 |
| Legal Lot Number | 443 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 320100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 501 E JAMES ST, BRADFORD, OH 45308-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA |
| Nov 3, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK RICHMOND NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 1990 · Amount on Record |
| Deed Sale | Feb 21, 1990 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 501 E JAMES ST, BRADFORD, OH 45308-1404 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003383 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021OR-03383 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, IN 47374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 501 E JAMES ST, BRADFORD, OH 45308-1404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 501 E JAMES ST, BRADFORD, OH 45308-1404 |
| Document Number | 0000016253 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 2020OR-16253 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, IN 47374 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Jul 30, 2021 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bradford Village |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Bradford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,906.00 (+16.01%) Homeowner's exemption | $60,210 (+41.7%) Land $4,660 Building $55,550 | $172,000 (+41.68%) Land $13,300 Building $158,700 |
| 2024 | $1,643.00 (+1.8%) Homeowner's exemption | $42,490 (-) Land $5,040 Building $37,450 | |
| 2023 | $1,614.00 (-4.72%) Homeowner's exemption | $42,490 (-) Land $5,040 Building $37,450 | $121,400 (-) Land $14,400 Building $107,000 |
| 2022 | $1,694.00 Homeowner's exemption | $42,490 Land $5,040 Building $37,450 | $121,400 Land $14,400 Building $107,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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