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501 E Beach Dr, Panama City, FL 32401 Property Records

Bay County property record for 501 E Beach Dr, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,245 sqft · built 1909
Lot Size0.468 acres (20,386 sqft)
Owner2 Individual Names on File
Last Sale$206,000 (Aug 2012)
Tax Bill$4,617 (2025)
Flood ZoneZone AE (high risk)
APN20277-010-000

Property Details

APN / Parcel Number

Primary APN20277-010-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,245 sqft Living Area
1st Floor Area2,245 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 2019
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area20,386 sqft (0.468 acres)
Lot Dimensions140 ft deep x 125 ft wide
Garage TypeCarport
Garage Area595 sqft
CarportCarport
Carport Area595 sqft
DrivewayBrick Driveway
Driveway Area800 sqft
PorchOpen Porch
Porch Area677 sqft
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address501 E BEACH DR
CityPANAMA CITY
StateFL
Zip32401-3247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC03
Legal DescriptionHARMON PLAT LOTS 7,8 & N1/2 LOT 9 BLK 3 TOGETHER WITH A PRCL BOUNDED ON THE NORTH BY BY THE WLY EXTENSION OF THE NORTH LINE OF LOT 7 ON THE EAST BY THE R/W OF EAST BEACH DRIVE; ON THE SOUTH BY WLY EXTENSION OF THE SOUTH LINE OF THE NORTH 1/2 OF LOT 9
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionWATERS EDGE
Legal Block3
Legal Lot Number7,8,9
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1012
Census Tract1900

Owner

501 E Beach Dr is owned by two individuals who bought it in August 2012.

Source: Bay County records, as of January 5, 2026

Owner of Record2 Individual Names on File
Mailing Address515 E BEACH DR, PANAMA CITY, FL 32401-3247
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2012 · Amount on File
Deed SaleAug 20, 2012 · Amount on File
Prior SaleNov 6, 2008 · Amount on File
Deed Document Number201245325
Deed Book / Page3434 / 1657
Prior Transfer DateNov 5, 2008
Prior Transfer Doc0031040121
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 501 E Beach Dr was $4,617, up 21.4% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,617.00 (+21.37%) Homeowner's exemption$334,393$631,857 Land $348,445 Building $283,412
2024$3,804.00 (-1.63%)
2023$3,867.00 (+8.99%) Homeowner's exemption$266,986 (+5.27%)$295,913 (+8.81%) Land $194,922 Building $100,991
2022$3,548.00 Homeowner's exemption$253,626$271,947 Land $177,282 Building $94,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 E Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 38 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies184 units insured
incl. 146 condo units
Nearby Flood Claims75 (1982–2018)
Claims Outside the SFHA41 of 75
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 33 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Beach Dr

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