501 E Bay Dr, Apt 3203, Largo, FL 33770 Property Records

Pinellas County property record for 501 E Bay Dr, Apt 3203, Largo, FL 33770

Property Summary

Property TypeCondominium
Details704 sqft · built 1975
OwnerIndividual Name on File
Last Sale$182,500 (Dec 2022)
Tax Bill$2,042 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-748-1507-7

Property Details

APN / Parcel Number

Primary APNC62-000-748-1507-7
Alternative APNs
  • 34-29-15-54451-006-0020
  • R375792

Interior

Stories1 Story
Building Area704 sqft Heated Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1984
Exterior MaterialBrick/Stone
Garage TypeCarport
CarportCarport

Location & Zoning

Account NumberR375792
Street Address501 E BAY DR APT 3203, 3203
CityLARGO
StateFL
Zip33770-3757
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMAGNOLIA SQUARE CONDO INC BLDG 6, UNIT B AKA: UNIT 6-B (3203)
Legal SubdivisionMAGNOLIA SQUARE CONDO INC
Legal UnitB,6
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3000
Census Tract25303

Owner

Source: Pinellas County records · APN C62-000-748-1507-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address501 E BAY DR APT 3203, 3203, LARGO, FL 33770-3757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Dec 21, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2022 · Amount on Record
Deed SaleDec 21, 2022 · Amount on Record
Prior SaleJan 20, 2017 · Amount on Record
Deed Document Number2022361662
Deed Book / Page22296 / 2111
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address501 E BAY DR APT 3203, 3203, LARGO, FL 33770-3757
Transaction TypeMortgage
Record UpdatedFeb 13, 2023
Title CompanyKLEER TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 E BAY DR 3203, 3203, LARGO, FL 33770-3757

Mortgage

Document Number0222962130
DateDec 21, 2022
Book Page22296/2130
Instrument2022361664
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 21, 2022
Property Address501 E BAY DR APT 3203, 3203, LARGO, FL 33770-3757
Document Number0222962111
Book / Page22296 / 2111
Map ReferenceMB 4324 PG 1808
Instrument DateDec 19, 2022
Instrument2022361662
Transaction TypeTransfer
Record UpdatedFeb 13, 2023
Title CompanyKLEER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,277.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1110 UNIVERSITY DR W, CLEARWATER, FL 33764-4834

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 E BAY DR APT 3203, 3203, LARGO, FL 33770-3757

Mortgage

Document Number0222962113
DateDec 21, 2022
Instrument22296/2113
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,042.00 (-5.16%) Homeowner's exemption$149,756 (-4.01%)$149,756 (-4.01%) Building $149,756
2023$2,153.00 (+269.93%) Homeowner's exemption$156,012 (+12,719.39%)$156,012 Building $156,012
2022$582.00 Homeowner's exemption$1,217

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA5 of 31
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 24 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 530 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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