501 E 19th St, Sterling, IL 61081 Property Records

Whiteside County property record for 501 E 19th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,183 sqft · built 1961
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2023)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1116429001`

Property Details

APN / Parcel Number

Primary APN	`1116429001`
Alternative APNs	`115350` `99295`

Interior

Bedrooms	3 Beds
Building Area	1,183 sqft Building Perimeter

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	106 ft deep x 74 ft wide
Garage Area	299 sqft

Location & Zoning

Account Number	115350
Street Address	501 E 19TH ST
City	STERLING
State	IL
Zip	61081-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SEC 16 TWP 21 RNG 7 28211X
Legal Range	07E
Legal Township	21N
Legal Section	16
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1021
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	501 E 19TH ST, STERLING, IL 61081-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO LLC
Jun 6, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	20232740
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 7, 2023
Property Address	501 E 19TH ST, STERLING, IL 61081-1312
Document Number	0000002740
Instrument Date	Jun 5, 2023
Instrument	2023-02740
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E 19TH ST, STERLING, IL 61081-1312

Mortgage

Document Number	0000002741
Date	Jun 7, 2023
Instrument	2023-02741

Lender

Name	GUILD MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	501 E 19TH ST, STERLING, IL 61081-1312
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002923
Date	Jun 6, 2019
Instrument	2019-02923

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,421.00 (+40.3%)	$49,534 (+39.56%) Land $3,626 Building $45,908
2024			$148,602 (+39.56%) Land $10,878 Building $137,724
2022	$3,151.00 Additional exemption filed	$35,493 Land $3,065 Building $32,428	$106,479 Land $9,195 Building $97,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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