501 Cramer Mountain Rd, Cramerton, NC 28032 Property Records

Gaston County property record for 501 Cramer Mountain Rd, Cramerton, NC 28032

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	3 bd · 2 ba · 2,222 sqft · built 1989
Lot Size	16.3 acres (713,077 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jan 2026 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209727`

Property Details

APN / Parcel Number

Primary APN	`209727`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,222 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 1989
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Slate
Lot Area	713,077 sqft (16.3 acres)
Terrain	Rolling
Porch	Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	501 CRAMER MOUNTAIN RD
City	CRAMERTON
State	NC
Zip	28032-1664
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning Code	R1
Legal Description	LIFE CHURCH PHASE ONE 16 005 035 00 000
Legal Subdivision	LIFE CHURCH
Legal Phase	1
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2003
Census Tract	32508

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	501 CRAMER MOUNTAIN RD, CRAMERTON, NC 28032-1664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Commercial Mortgage THE FIDELITY BANK
Aug 29, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Oct 30, 2018	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2004
Deed Sale	Jan 21, 2004
Deed Document Number	0003917569
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	501 CRAMER MOUNTAIN RD, CRAMERTON, NC 28032-1664
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 CRAMER MOUNTAIN RD, CRAMERTON, NC 28032-1664

Mortgage

Document Number	0056151992
Date	Jan 29, 2026
Book Page	5615/1992

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	2933 UNION RD, GASTONIA, NC 28054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	501 CRAMER MOUNTAIN RD, CRAMERTON, NC 28032-1664
Document Number	0050650229
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	501 CRAMER MOUNTAIN RD CRAMERTON NC 280321664, CRAMERTON, NC 28032-1664

Mortgage

Document Number	0050650229
Date	Sep 3, 2019
Book Page	005065/000229

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 2, 2039

Interest

Rate Type	Fixed Rate

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GASTON NC
Property Address	501 CRAMER MOUNTAIN RD, CRAMERTON, NC 28032-1664
Document Number	0050090155
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	501 CRAMER MOUNTAIN RD CRAMERTON NC 280321664, CRAMERTON, NC 28032-1664

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cramerton Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	Additional exemption filed	$2,943,310 Land $413,700 Building $2,529,610

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGS GRANT S/D private · serves 460 people · EPA ID NC0136211
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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