501 Calle Montecito, Unit 10, Oceanside, CA 92057 Property Records

San Diego County property record for 501 Calle Montecito, Unit 10, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 806 sqft · built 1985
Lot Size	6.97 acres (303,705 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Jun 2020)
Tax Bill	$1,288 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-560-09-10`

Property Details

APN / Parcel Number

Primary APN	`157-560-09-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	806 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	303,705 sqft
View / Lot	Lake

Location & Zoning

Street Address	501 CALLE MONTECITO, 10
City	OCEANSIDE
State	CA
Zip	92057-5289
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 5 US 10PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	009806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records · APN 157-560-09-10

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	501 CALLE MONTECITO, 10, OCEANSIDE, CA 92057-5289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 19, 2020	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	May 16, 2016 · Amount on Record
Deed Document Number	2020321336
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	501 CALLE MONTECITO UNIT 10, 10, OCEANSIDE, CA 92057-5289
Transaction Type	Mortgage
Record Updated	Jul 06, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15915 E SAN BERNARDINO RD, COVINA, CA 91722-3938

Mortgage

Document Number	0000463512
Date	Jun 25, 2021
Instrument	2021-0463512

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 01, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2020
Property Address	501 CALLE MONTECITO UNIT 10, 10, OCEANSIDE, CA 92057-5289
Document Number	0000321336
Instrument Date	May 19, 2020
Instrument	321336
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 CALLE MONTECITO #10 OCEANSIDE CA 920575289, 10, OCEANSIDE, CA 92057-5289

Mortgage

Document Number	321337
Date	Jun 19, 2020
Instrument	321337

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$292,259 (+2%) Land $197,444 Building $94,815
2025	$1,288.00 (-1.45%)	$286,529 (+4.04%) Land $193,573 Building $92,956
2023	$1,307.00 (-4.95%)	$275,405 Land $186,057 Building $89,348
2022	$1,375.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 681 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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