Osceola County property record for 501 Clay Dr, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,939 sqft Heated Area |
| Lot Size | 15,943 sqft (0.366 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $414,000 (2024) |
| Tax Bill | $5,044.00 (2025) |
| Primary APN | 1326300660000100E0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,939 sqft Heated Area |
| Gross Area | 2,697 sqft Gross Area |
| 1st Floor | 1,649 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,943 sqft (0.366 acres) |
| Depth X Width | 123 ft x 130 ft Depth x Width |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 288 sqft Shed |
| Patio Area | 800 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 628 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 84680 |
|---|---|
| Street Address | 501 CLAY DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SO MICH ACRES IN CITY REPLAT PB 2 PG 42 BLK 1 LOT E ORD 86-FF |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | S MICH ACRES REPLAT |
| Legal Tract | 660 |
| Legal Block | 1 |
| Legal Lot Number | E |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2049 |
| Census Tract | 43303 |
Source: Osceola County records · APN 1326300660000100E0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 501 CLAY DR, SAINT CLOUD, FL 34769-5716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2021 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Dec 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage ADDITION FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2024 · Amount on Record |
| Deed Sale | Aug 05, 2024 · Amount on Record |
| Prior Sale | Dec 23, 2019 · Amount on Record |
| Deed Doc Number | 2024100818 |
| Deed Book / Page | 6644 / 1223 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 501 CLAY DR, SAINT CLOUD, FL 34769-5716 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 501 CLAY DR, SAINT CLOUD, FL 34769-5716 |
| Document Number | 0059960082 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 5996/82 |
| Instrument | 2021104569 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jul 05, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 23, 2019 |
| Property Address | 501 CLAY DR, SAINT CLOUD, FL 34769-5716 |
| Document Number | 0056460075 |
| Book / Page | 005646 / 000075 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 166508 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,676.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 501 CLAY DR ST CLOUD FL 347695716, ST CLOUD, FL 34769-5716 |
| Document Number | 56460077 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 005646/000077 |
| Instrument | 166509 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,044.00 (+93.63%) Homeowner's exemption | $324,700 (+73.83%) Land $60,000 Building $264,700 | $324,700 (+3.54%) Land $60,000 Building $264,700 |
| 2023 | $2,605.00 (+3.83%) Homeowner's exemption | $186,792 (+3%) | $313,600 (+24.2%) Land $55,000 Building $258,600 |
| 2022 | $2,509.00 Homeowner's exemption | $181,352 | $252,500 Land $50,000 Building $202,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 463 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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