Osceola County property record for 501 Brown Bear Way, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 2006 |
| Lot Size | 0.153 acres (6,664 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Mar 2011) |
| Tax Bill | $1,304 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jun 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-26-30-0668-0001-2190 |
| Primary APN | 23-26-30-0668-0001-2190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,060 sqft |
| 1st Floor Area | 1,632 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,664 sqft (0.153 acres) |
| Lot Dimensions | 111 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 180 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 501 BROWN BEAR WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | SOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 219 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES UNIT 2 |
| Legal Tract | 668 |
| Legal Block | 2190 |
| Legal Lot Number | 219 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 43303 |
Source: Osceola County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 501 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MCCOY FCU |
| Jun 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 31, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2011 · Amount on Record |
| Deed Sale | Mar 21, 2011 · Amount on Record |
| Prior Sale | Aug 2, 2010 |
| Deed Document Number | 201137082 |
| Deed Book / Page | 4107 / 2930 |
| Last Transfer Date | Oct 25, 2018 |
| Transfer Doc | 0054262652 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 501 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 501 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014 |
| Document Number | 0069251033 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 6925/1033 |
| Instrument | 2026023132 |
| Name | MCCOY FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32809 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 14, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 501 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051580832 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 5158/0832 |
| Instrument | 2017080886 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 501 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 501 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014 |
| Document Number | 0059530854 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 5953/854 |
| Instrument | 2021070547 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 31, 2018 |
| Property Address | 501 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014 |
| Document Number | 0054262652 |
| Book / Page | 5426 / 2652 |
| Map Reference | MB18 PG135-140 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 2018162675 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 501 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014 |
| Document Number | 2018162676 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 2018162676 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,304.00 (+4.07%) Homeowner's exemption | $115,770 (+5.99%) | $279,000 (+7.6%) Land $75,000 Building $204,000 |
| 2024 | $1,253.00 (+3.73%) | ||
| 2023 | $1,208.00 (+4.86%) Homeowner's exemption | $109,232 (+3%) | $259,300 (+3.31%) Land $60,000 Building $199,300 |
| 2022 | $1,152.00 Homeowner's exemption | $106,051 | $251,000 Land $55,000 Building $196,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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