Onslow County property record for 501 Bannermans Mill Rd, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,391 sqft · built 2012 |
| Lot Size | 0.349 acres (15,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $371,500 (Feb 2026) |
| Tax Bill | $1,730 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34C-5 |
| Primary APN | 34C-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,391 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,189 sqft (0.349 acres) |
| Lot Dimensions | 217 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490028677 |
|---|---|
| Street Address | 501 BANNERMANS MILL RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-8109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L53 S1 MEADOW OAKS |
| Legal Subdivision | MEADOW OAKS SEC 1 |
| Legal Lot Number | 53 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 204 |
501 Bannermans Mill Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 501 BANNERMANS MILL RD, RICHLANDS, NC 28574-8109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 4, 2026 | Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on File |
| Deed Sale | Feb 4, 2026 · Amount on File |
| Prior Sale | Aug 26, 2010 · Amount on File |
| Deed Book / Page | 6520 / 87 |
| Prior Transfer Date | Aug 10, 2009 |
| Prior Transfer Doc | 0032780787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 501 BANNERMANS MILL RD, RICHLANDS, NC 28574-8109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0059180301 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 5918/301 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, NC 28540 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 4, 2026 |
| Property Address | 501 BANNERMANS MILL RD, RICHLANDS, NC 28574-8109 |
| Document Number | 0065200087 |
| Book / Page | 6520 / 87 |
| Map Reference | MB 53 PG 65 |
| Instrument Date | Jan 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $743.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8937 APPIAN WAY, LOS ANGELES, CA 90046-7736 |
| Name | Verified Name |
|---|---|
| Address | 501 BANNERMANS MILL RD, RICHLANDS, NC 28574-8109 |
| Document Number | 0000652090 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 6520/90 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 501 BANNERMANS MILL RD, RICHLANDS, NC 28574-8109 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053170234 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 5317/234 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2026 property tax bill for 501 Bannermans Mill Rd was $1,730, up 20.6% from the year before.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,730.00 (+20.56%) | $353,379 (+33.78%) Land $58,500 Building $294,879 | $353,379 (+33.78%) Land $58,500 Building $294,879 |
| 2025 | $1,435.00 | $264,145 Land $35,000 Building $229,145 | $264,145 Land $35,000 Building $229,145 |
| 2023 | $1,730.00 | $264,145 Land $35,000 Building $229,145 | $264,145 Land $35,000 Building $229,145 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 501 Bannermans Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 501 Bannermans Mill Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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