501 3rd St, Covington, IN 47932 Property Records

Fountain County property record for 501 3rd St, Covington, IN 47932

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	12,047 sqft · built 1992
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$1,600,000 (May 2022)
Tax Bill	$16,293 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018B083522401400`

Property Details

APN / Parcel Number

Primary APN	`018B083522401400`
Alternative APNs	`23-06-35-224-014.000-016` `00000993259` `0180085000`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	12,047 sqft Total Area
1st Floor Area	12,159 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	210 ft deep x 127 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000993259
Street Address	501 3RD ST
City	COVINGTON
State	IN
Zip	47932
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	COVIN
Legal Description	018-00850-00 COLEMANS 85 & PT 72 & COL E1/2 71 & 86 VAC ALLEY RUNNING N& S BET LOTS S1/2 VAC ALLEY (6X174.5) NSD LOTS MP B08-
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	3
Census Block	3028
Census Tract	957800

Owner

Source: Fountain County records · APN 018B083522401400

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 513, SONOMA, CA 95476-0513
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2022 · Amount on Record
Deed Sale	May 04, 2022 · Amount on Record
Deed Document Number	20222848
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	501 3RD ST, COVINGTON, IN 47932
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102401
Date	Aug 30, 2021
Instrument	202102401

Lender

Name	FORTUNE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fountain County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,293.00 (+17.93%)	$771,200 (+33.03%) Land $86,600 Building $684,600	$771,200 (+33.03%) Land $86,600 Building $684,600
2024	$13,816.00 (+6.31%)
2023	$12,996.00 (-35.97%)	$579,700 (+2.24%) Land $45,900 Building $533,800	$579,700 (+2.24%) Land $45,900 Building $533,800
2022	$20,296.00	$567,000 Land $45,900 Building $521,100	$567,000 Land $45,900 Building $521,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fountain County (18045C), as of February 6, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Covington Residential Historic District listed 2015 · 109 contributing resources · NRIS 15000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 424 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5223002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.