501 1st St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 501 1st St, Gilroy, CA 95020

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,219 sqft · built 1989
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,880 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-32-051`

Property Details

APN / Parcel Number

Primary APN	`790-32-051`

Interior

Stories	2 Stories
Building Area	5,219 sqft Total Area
Elevator	Elevator

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	501 1ST ST
City	GILROY
State	CA
Zip	95020-5032
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1
Legal Subdivision	NORTH RANGE 06
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1037
Census Tract	512513

Owner

501 1st St, a commercial property, is owned by two individuals who acquired it in June 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6154 ELLERBROOK WAY, SAN JOSE, CA 95123-5011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · SBA Mortgage BAY AREA EMPLOYMENT DEVELOPMENT COMPANY
Jun 15, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage ZB NA
Nov 6, 2019	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 2, 2021
Transfer Doc	0024996329
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	501 1ST ST, GILROY, CA 95020-5032
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 1ST ST, GILROY, CA 95020-5032

Mortgage

Document Number	0025018839
Date	Jul 6, 2021
Instrument	25018839

Lender

Name	BAY AREA EMPLOYMENT DEVELOPMENT COMPANY
Type	Non-Lending Institution
Address	WALNUT CREEK, CA 94596

Agreement

Type	SBA Mortgage
Amount	Amount on Record

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 15, 2021
Property Address	501 1ST ST, GILROY, CA 95020-5032
Document Number	0024996329
Map Reference	MB D PG 5
Instrument Date	Jun 2, 2021
Instrument	24996329
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	6154 ELLERBROOK WAY, SAN JOSE, CA 95123-5011

Mortgage

Document Number	0024996330
Date	Jun 15, 2021
Instrument	24996330

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0024996333
Date	Jun 15, 2021
Instrument	24996333

Lender

Name	ZB NA
Type	Bank
Address	SACRAMENTO, CA 95833

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 6, 2019
Property Address	501 1ST ST, GILROY, CA 95020-5032
Document Number	0024323282
Instrument Date	Oct 30, 2019
Instrument	24323282
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6154 ELLERBROOK WAY SAN JOSE CA 951235011, SAN JOSE, CA 95123-5011

Tax Assessment & Valuation

The 2025 property tax bill for 501 1st St was $11,880, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$972,789 (+2%) Land $366,647 Building $606,142
2025	$11,880.00 (+1.61%)	$953,715 Land $359,458 Building $594,257
2024	$11,692.00
2023		$916,682 Land $345,500 Building $571,182

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 501 1st St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 501 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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