5009 Nicholas Rd, Waldorf, MD 20601 Property Records

Charles County property record for 5009 Nicholas Rd, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,086 sqft · built 1973
Lot Size	0.247 acres (10,743 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2021)
Tax Bill	$9,728 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-001375`

Property Details

APN / Parcel Number

Primary APN	`08-001375`
Alternative APNs	`8001375` `001375`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	2,730 sqft
1st Floor Area	1,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,743 sqft (0.247 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	001375
Street Address	5009 NICHOLAS RD
City	WALDORF
State	MD
Zip	20601-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 72 B D S 2 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	D
Legal Lot Number	72
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	3
Census Block	3002
Census Tract	850801

Owner

5009 Nicholas Rd is owned and occupied by an individual who bought it in October 2021.

Source: Charles County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	5009 NICHOLAS RD, WALDORF, MD 20601-3225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Jan 17, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 10, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2021	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Deed Book / Page	12157 / 162
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	Sep 18, 2026
Property Address	5009 NICHOLAS RD, WALDORF, MD 20601-3225
Document Number	1421000047
Book / Page	14217 / 47
Instrument Date	Sep 11, 2026
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5009 NICHOLAS RD, WALDORF, MD 20601-3225

Mortgage

Document Number	1421000047,
Date	Sep 18, 2026
Book Page	14217/47

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5009 NICHOLAS RD, WALDORF, MD 20601-3225
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5009 NICHOLAS RD, WALDORF, MD 20601-3225

Mortgage

Document Number	0131730265
Date	Jan 17, 2024
Book Page	13173/265

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Nov 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5009 NICHOLAS RD, WALDORF, MD 20601-3225
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5009 NICHOLAS RD, WALDORF, MD 20601-3225

Mortgage

Document Number	0129880196
Date	Jul 10, 2023
Book Page	12988/196

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Nov 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 22, 2021
Property Address	5009 NICHOLAS RD, WALDORF, MD 20601-3225
Document Number	0121570162
Book / Page	12157 / 162
Map Reference	MB 12 FO 17
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5009 NICHOLAS RD, WALDORF, MD 20601-3225

Mortgage

Document Number	12157168
Date	Oct 22, 2021
Instrument	12157/168

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5009 Nicholas Rd was $9,728 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,300 Land $95,800 Building $306,500	$402,300 Land $95,800 Building $306,500
2025	$9,728.00
2023	$3,931.00	$274,200 Land $83,600 Building $190,600	$274,200 Land $83,600 Building $190,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5009 Nicholas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5009 Nicholas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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