5009 Gerald St, Warren, MI 48092 Property Records

Macomb County property record for 5009 Gerald St, Warren, MI 48092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,347 sqft · built 1960
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Aug 2021)
Tax Bill$5,534 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-13-17-131-025

Property Details

APN / Parcel Number

Primary APN12-13-17-131-025
Alternative APN
  • 1317131025

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,347 sqft Living Area
Gross Area1 sqft
1st Floor Area1,347 sqft
Basement Area1,347 sqft
Unfinished Basement1,345 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions121 ft deep x 90 ft wide
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address5009 GERALD ST
CityWARREN
StateMI
Zip48092-3409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionKINGSWOOD SUBDIVISION NO. 4" LOT 486 L.45 P.25-26
Legal SubdivisionKINGSWOOD SUBDIVISION
Legal Lot Number486
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group1
Census Block1005
Census Tract262200

Owner

5009 Gerald St is owned and occupied by an individual who bought it in August 2021.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address5009 GERALD ST, WARREN, MI 48092-3409
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jun 24, 2020Intrafamily Transfer, Transfer · VA Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2021 · Amount on File
Deed SaleAug 16, 2021 · Amount on File
Prior SaleJun 24, 2020
Deed Document Number20212222026
Deed Book / Page27921 / 492
Prior Transfer DateMay 25, 2020
Prior Transfer Doc0000072175
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 16, 2021
Property Address5009 GERALD ST, WARREN, MI 48092-3409
Document Number2102222026
Book / Page27921 / 492
Map ReferenceLB 45 PG 25&26
Instrument DateJul 20, 2021
Instrument202102222026
Transaction TypeTransfer
Record UpdatedSep 3, 2021
Title CompanyTITLE SENSE INC, TITLE ONE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5009 GERALD ST, 5009, WARREN, MI 48092-3409

Transferred To (Grantee/Buyer)

NameVerified Name
Address5009 GERALD ST, WARREN, MI 48092-3409

Mortgage

Document Number2102222027
DateAug 16, 2021
Instrument202102222027
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateJun 24, 2020
Property Address5009 GERALD ST, WARREN, MI 48092-3409
Document Number0000072175
Book / Page26794 / 320
Map ReferenceLB 45 PG 25&26
Instrument DateMay 25, 2020
Instrument2072175
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5009 GERALD ST, WARREN, MI 48092-3409

Mortgage

Document Number0000072155
DateJun 24, 2020
Instrument2072155
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term358 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5009 Gerald St was $5,534 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,130$274,260
2025$5,534.00
2023$102,900$205,800
2022$4,818.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5009 Gerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5009 Gerald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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