5009 Beach River Rd, Windermere, FL 34786 Property Records

Orange County property record for 5009 Beach River Rd, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,464 sqft · built 2005
Lot Size0.259 acres (11,261 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Jun 2014)
Tax Bill$5,531 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-23-27-8390-00-940

Property Details

APN / Parcel Number

Primary APN10-23-27-8390-00-940
Alternative APNs
  • 272310839000940
  • 137462
  • 138318
  • 139833

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,464 sqft Living Area
Gross Area3,584 sqft
1st Floor Area1,328 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,261 sqft (0.259 acres)
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area325 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5009 BEACH RIVER RD
CityWINDERMERE
StateFL
Zip34786-3131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSUMMERPORT PHASE 2 54/104 LOT 94
Legal Range27E
Legal Township23S
Legal Section10
Legal SubdivisionSUMMERPORT PH 2
Legal Phase2
Legal Tract8390
Legal Lot Number94
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2013
Census Tract17114

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5009 BEACH RIVER RD, WINDERMERE, FL 34786-3131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · Line of Credit
PARTNERS FCU
Dec 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC
Apr 7, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2014 · Amount on Record
Deed SaleJun 19, 2014 · Amount on Record
Prior SaleJun 12, 2013 · Amount on Record
Deed Document Number2014302991
Deed Book / Page10761 / 2800
Last Transfer DateSep 9, 2014
Transfer Doc0000514957
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5009 BEACH RIVER RD, WINDERMERE, FL 34786-3131
Transaction TypeMortgage
Record UpdatedFeb 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5009 BEACH RIVER RD, WINDERMERE, FL 34786-3131

Mortgage

Document Number0000069093
DateJan 31, 2022
Instrument20220069093
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 24, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5009 BEACH RIVER RD, WINDERMERE, FL 34786-3131
Document Number0000790784
Instrument DateDec 6, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyMETES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5009 BEACH RIVER RD WINDERMERE FL 347863131, WINDERMERE, FL 34786-3131

Mortgage

Document Number0000790784
DateDec 18, 2019
Instrument790784
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2049

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5009 BEACH RIVER RD, WINDERMERE, FL 34786-3131
Document Number0000240516
Instrument DateApr 7, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5009 BEACH RIVER RD WINDERMERE FL 347863131, WINDERMERE, FL 34786-3131

Mortgage

Document Number0000240516
DateApr 23, 2018
Instrument240516
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 22, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,117 (+2.7%)$599,640 (-1.33%) Land $150,000 Building $449,640
2025$5,531.00 (+5.07%) Homeowner's exemption$340,912 (+5.99%)$607,710 (+21.7%) Land $150,000 Building $457,710
2024$5,264.00 (+7.43%)
2023$4,900.00 (+4.03%) Homeowner's exemption$321,654 (+3%)$499,335 (+15.5%) Land $140,000 Building $359,335
2022$4,710.00 Homeowner's exemption$312,285$432,337 Land $125,000 Building $307,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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