5008 E Harbor Rd, Freeland, WA 98249 Property Records

Island County property record for 5008 E Harbor Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,770 sqft · built 2006
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$529,500 (Mar 2021)
Tax Bill	$5,218 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S6203-00-00018-0`

Property Details

APN / Parcel Number

Primary APN	`S6203-00-00018-0`
Alternative APN	`806065`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Building Area	1,770 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,265 sqft
Upper Floors Area	505 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	5008 HARBOR HILLS DR
City	FREELAND
State	WA
Zip	98249-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	BUNGALOWS AT HOLMES HARBOR LOT 18
Legal Subdivision	BUNGALOWS AT HOLMES HARBOR
Legal Lot Number	18
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2021
Census Tract	971301

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4727 NE 55TH ST, SEATTLE, WA 98105-2939
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Document Number	20214514086
Prior Transfer Date	Nov 6, 2019
Prior Transfer Doc	0004475202
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5008 E HARBOR RD, FREELAND, WA 98249
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004494895
Date	Aug 26, 2020
Instrument	4494895

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Mar 19, 2021
Property Address	5008 E HARBOR RD, FREELAND, WA 98249
Document Number	0004514086
Map Reference	VOL 13 PG 288&289
Instrument Date	Mar 5, 2021
Instrument	4514086
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,530.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 NE 55TH ST, SEATTLE, WA 98105-2939

Mortgage

Document Number	0004514087
Date	Mar 19, 2021
Instrument	4514087

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Nov 8, 2019
Property Address	5008 E HARBOR RD, FREELAND, WA 98249
Document Number	0004475202
Instrument Date	Nov 6, 2019
Instrument	4475202
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5008 HARBOR HILLS DR FREELAND WA 982499798, FREELAND, WA 98249-9798

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,218.00 (+41.26%)
2025		$661,189 (+7.75%) Land $285,000 Building $376,189	$661,189 (+7.75%) Land $285,000 Building $376,189
2023	$3,694.00	$613,649 (+11.47%) Land $230,000 Building $383,649	$613,649 (+11.47%) Land $230,000 Building $383,649
2022		$550,491 Land $200,000 Building $350,491	$550,491 Land $200,000 Building $350,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2012–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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