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5006 River Gem Ave, Windermere, FL 34786 Property Records

Orange County property record for 5006 River Gem Ave, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,713 sqft · built 2005
Lot Size0.235 acres (10,220 sqft)
OwnerIndividual Name on File
Last Sale$635,000 (Jul 2023)
Tax Bill$9,355 (2025)
Deeds & MortgagesJul 2023 Sale
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-23-27-8393-00-350

Property Details

APN / Parcel Number

Primary APN14-23-27-8393-00-350
Alternative APNs
  • 272314839300350
  • 139353
  • 140210
  • 141725

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,713 sqft Living Area
Gross Area3,887 sqft
1st Floor Area2,713 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,220 sqft (0.235 acres)
Garage TypeAttached
Garage Area574 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5006 RIVER GEM AVE
CityWINDERMERE
StateFL
Zip34786-3154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSUMMERPORT PHASE 3 56/9 LOT 35
Legal Range27E
Legal Township23S
Legal Section14
Legal SubdivisionSUMMERPORT PH 3
Legal Phase3
Legal Tract8393
Legal Lot Number35
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2016
Census Tract17114

Owner

5006 River Gem Ave is owned and occupied by an individual who bought it in July 2023.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5006 RIVER GEM AVE, WINDERMERE, FL 34786-3154
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Warranty Deed, Transfer
NOT AVAILABLE, VIDCLOSE INC
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
Jun 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2023 · Amount on File
Deed SaleJul 25, 2023 · Amount on File
Prior SaleMar 21, 2016 · Amount on File
Deed Document Number2023414570
Prior Transfer DateMar 17, 2016
Prior Transfer Doc0000316849
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 25, 2023
Property Address5006 RIVER GEM AVE, WINDERMERE, FL 34786-3154
Document Number0000414570
Map ReferenceMB 56 PG 9-17
Instrument DateJul 21, 2023
Instrument20230414570
Transaction TypeTransfer
Record UpdatedAug 9, 2023
Title CompanyNOT AVAILABLE, VIDCLOSE INC

Transaction

AmountAmount on Record
Tax$4,445.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address730 W COLONIAL DR, ORLANDO, FL 32804-7344

Transferred To (Grantee/Buyer)

NameVerified Name
Address5006 RIVER GEM AVE, WINDERMERE, FL 34786-3154

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5006 RIVER GEM AVE, WINDERMERE, FL 34786-3154
Document Number0000625728
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5006 RIVER GEM AVE WINDERMERE FL 347863154, WINDERMERE, FL 34786-3154

Mortgage

Document Number0000625728
DateDec 1, 2020
Instrument625728
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 30, 2035

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5006 RIVER GEM AVE, WINDERMERE, FL 34786-3154
Document Number0000376936
Instrument DateJun 27, 2017
Transaction TypeMortgage
Record UpdatedJul 19, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5006 RIVER GEM AVE WINDERMERE FL 347863154, WINDERMERE, FL 34786-3154

Mortgage

Document Number0000376936
DateJul 7, 2017
Instrument376936
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5006 River Gem Ave was $9,355, up 4.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$578,070 (+0.03%) Land $125,000 Building $453,070$578,070 (-0.92%) Land $125,000 Building $453,070
2025$9,355.00 (+4.13%) Homeowner's exemption$577,893$583,410 Land $125,000 Building $458,410
2024$8,984.00 (+36.08%)
2023$6,602.00 (+3.69%) Homeowner's exemption$431,442 (+3%)$492,717 (+17.63%) Land $125,000 Building $367,717
2022$6,367.00 Homeowner's exemption$418,876 Land $110,000 Building $308,876$418,876 Land $110,000 Building $308,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5006 River Gem Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5006 River Gem Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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