5006 Palm St, McHenry, IL 60051 Property Records

McHenry County property record for 5006 Palm St, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 976 sqft · built 1978
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jun 2018)
Deeds & MortgagesJun 2018 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN15-29-483-008

Property Details

APN / Parcel Number

Primary APN15-29-483-008

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths3 Half Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area976 sqft Living Area

Exterior

Year BuiltBuilt 1978
Architectural StyleRanch
Construction TypeFrame
Foundation TypeRaised
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5006 PALM ST
CityMCHENRY
StateIL
Zip60051-9778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0019228 LT 236 BOULEVARD PARK MEMO: MORALES, JOAQUIN/ MARAVILLAS, AMANDA E
Legal Range09E
Legal Township44N
Legal Section29
Legal SubdivisionBOULEVARD PARK
Legal Block483
Legal Lot Number236
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3001
Census Tract870812

Owner

5006 Palm St is owned by an individual who bought it in June 2018.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5006 PALM ST, MCHENRY, IL 60051-9778
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2018Warranty Deed, Transfer · Conventional Mortgage
PERL MORTGAGE INC
Jun 1, 2017Quit Claim Deed, Mortgage · Conventional with PMI
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2018 · Amount on File
Deed SaleJun 12, 2018 · Amount on File
Prior SaleAug 14, 2003 · Amount on File
Deed Document Number2018R0019228
Record UpdatedJun 7, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 12, 2018
Property Address5006 PALM ST, MCHENRY, IL 60051-9778
Document Number0000019228
Instrument DateJun 8, 2018
Instrument2018R0019228
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3556 W LYNDALE ST, CHICAGO, IL 60647-3532

Mortgage

Document Number0000019229
DateJun 12, 2018
Instrument2018R0019229
Lender
NamePERL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048
Interest
Rate5.5%

Mortgage

Document Number0000019230
DateJun 12, 2018
Instrument2018R0019230
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

June 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateJun 1, 2017
Property Address5006 PALM ST, MCHENRY, IL 60051-9778
Document Number0000019654
Instrument DateMay 8, 2017
Instrument19654
Transaction TypeMortgage
Record UpdatedJun 13, 2017
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5006 PALM ST MCHENRY IL 600519778, MCHENRY, IL 60051-9778

Mortgage

Document Number19655
DateJun 1, 2017
Instrument19655
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 31, 2047
Interest
Rate4.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Unified School DistrictWauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$51,825 Land $6,163 Building $45,662$155,475 Land $18,489 Building $136,986

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5006 Palm St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims32 (1979–2026)
Claims Outside the SFHA2 of 32
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5006 Palm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-NUNDA
private · serves 485 people · EPA ID IL1115600
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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