5006 Brittany Downs Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5006 Brittany Downs Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,947 sqft · built 1996
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,627 (Dec 2021)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A953000822`

Property Details

APN / Parcel Number

Primary APN	`A953000822`
Alternative APN	`3-0113-7104-00-0449.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	2,819 sqft
1st Floor Area	1,551 sqft
Basement Area	888 sqft
Finished Basement	396 sqft
Unfinished Basement	492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	238 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A953000822
Street Address	5006 BRITTANY DOWNS DR
City	SAINT CHARLES
State	MO
Zip	63304-7186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRITTANY PL #3 LOT 449
Legal Subdivision	BRITTANY PL #3
Legal Lot Number	449
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1030
Census Tract	311322

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5006 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 30, 2020	Quit Claim Deed, Transfer HOME LOAN EXPERT LLC
Aug 23, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	202198878
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0000000005
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 7, 2021
Property Address	5006 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7186
Document Number	0000098878
Map Reference	MB 31 PG 390&391
Instrument Date	Dec 2, 2021
Instrument	2021R-098878
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	388 GREENTRAILS DR S, 388, CHESTERFIELD, MO 63017-2982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5005 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7188

Mortgage

Document Number	0000098879
Date	Dec 7, 2021
Instrument	2021R-098879

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 30, 2020
Property Address	5006 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7186
Document Number	0000073305
Instrument Date	Sep 25, 2020
Instrument	73305
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5006 BRITTANY DOWNS DR ST CHARLES MO 633047186, ST CHARLES, MO 63304-7186

Mortgage

Document Number	73306
Date	Sep 30, 2020
Instrument	73306

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 23, 2018
Property Address	5006 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7186
Document Number	0069670870
Book / Page	6967 / 0870
Map Reference	MB 31 PG 390&391
Instrument Date	Aug 20, 2018
Instrument	20180823000484720
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16309 HIGHWAY 32, 16309, SAINTE GENEVIEVE, MO 63670-8848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5006 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7186

Mortgage

Document Number	20180823000484730
Date	Aug 23, 2018
Instrument	20180823000484730

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,588 (-)	$297,830 (-) Land $55,000 Building $242,830
2025	$3,492.00	$56,588 (+7.26%)	$297,830 (+7.26%) Land $55,000 Building $242,830
2023		$52,759
2022			$277,677 Land $45,000 Building $232,677

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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