50054 Bermont Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 50054 Bermont Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 2023
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2021)
Tax Bill	$2,882 (2025)
Deeds & Mortgages	Dec 2021 Sale Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-27-28-300-004`

Property Details

APN / Parcel Number

Primary APN	`40-27-28-300-004`
Alternative APNs	`0074927-003300-6` `10004629522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2023
Exterior Material	Composition/Composite
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces
Deck Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004629522
Old Parcel Number	00749270033006
Street Address	50054 BERMONT RD
City	PUNTA GORDA
State	FL
Zip	33982-6704
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG
Legal Description	ZZZ 284027 T96 28 40 27 TRACT 96 5 AC. M/L TH S1/2 OF SW1/4 OF NW1/4 OF SW1/4 RP/VIN-FL239000HA012435A&B(2
Legal Range	27E
Legal Township	40S
Legal Section	28
Legal Subdivision	GOLDEN RANCHES/FLORIDA #96
Legal Tract	96
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1000
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	50054 BERMONT RD, PUNTA GORDA, FL 33982-6704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Apr 15, 2020	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	3040327
Deed Book / Page	4902 / 1249
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 30, 2021
Property Address	50054 BERMONT RD, PUNTA GORDA, FL 33982-6704
Document Number	0049021249
Book / Page	4902 / 1249
Instrument Date	Dec 30, 2021
Instrument	3040327
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 OLD SWAMP RD, SWANSEA, SC 29160-8381

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210390 MARYEL DR, STRATFORD, WI 54484-4261

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 15, 2020
Property Address	50054 BERMONT RD, PUNTA GORDA, FL 33982-6704
Document Number	0045640190
Book / Page	004564 / 000190
Instrument Date	Apr 14, 2020
Instrument	2804006
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 OLD SWAMP RD SWANSEA SC 291608381, SWANSEA, SC 29160-8381

Mortgage

Document Number	45640192
Date	Apr 15, 2020
Book Page	004564/000192
Instrument	2804007

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,882.00 (+145.69%)	$192,896 (+249.79%)	$238,881 (+204.64%) Land $85,000 Building $153,881
2023	$1,173.00 (+18.13%)	$55,147 (+1%)	$78,414 (+56.41%) Land $70,000 Building $8,414
2022	$993.00	$50,134 Land $42,500 Building $7,634	$50,134 Land $42,500 Building $7,634

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 89% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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