5005 Marina Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5005 Marina Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1980
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Apr 2020)
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`90481`

Property Details

APN / Parcel Number

Primary APN	`90481`
Alternative APN	`082531407700010030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
1st Floor Area	1,344 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	170 ft deep x 90 ft wide
Deck Area	220 sqft
Fence	Fence
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	90481
Street Address	5005 MARINA DR
City	SAINT CLOUD
State	FL
Zip	34771-7852
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OAR1
Legal Description	MARINA CLUB ESTATE ADDN PB 2 PG 229 LOT 3
Legal Range	31E
Legal Township	25S
Legal Section	08
Legal Subdivision	MARINA CLUB EST REPL
Legal Tract	4077
Legal Block	1
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5005 MARINA DR, SAINT CLOUD, FL 34771-7852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS
Aug 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 14, 2018	Warranty Deed, Transfer INTEGRITY FIRST TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	2020046301
Deed Book / Page	5702 / 2920
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 2, 2020
Property Address	5005 MARINA DR, SAINT CLOUD, FL 34771-7852
Document Number	0057022920
Book / Page	005702 / 002920
Instrument Date	Mar 31, 2020
Instrument	46301
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5005 MARINA DR ST CLOUD FL 347717852, ST CLOUD, FL 34771-7852

Mortgage

Document Number	57022922
Date	Apr 2, 2020
Book Page	005702/002922
Instrument	46302

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 23, 2019
Property Address	5005 MARINA DR, SAINT CLOUD, FL 34771-7852
Document Number	0055782432
Book / Page	005578 / 002432
Instrument Date	Aug 23, 2019
Instrument	110026
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$511.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9750 NONA CRES ORLANDO FL 32832, ORLANDO, FL 32832

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 14, 2018
Property Address	5005 MARINA DR, SAINT CLOUD, FL 34771-7852
Document Number	0052852491
Book / Page	005285 / 002491
Instrument Date	Feb 14, 2018
Instrument	25581
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5005 MARINA DR ST CLOUD FL 347717852, ST CLOUD, FL 34771-7852

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00 (+10.85%) Homeowner's exemption	$105,227 (+5.99%)	$176,600 (-2.7%) Land $70,000 Building $106,600
2023	$1,447.00 (+6.24%) Homeowner's exemption	$99,284 (+3%)	$181,500 (+57.42%) Land $60,000 Building $121,500
2022	$1,362.00 Homeowner's exemption	$96,393	$115,300 Land $25,000 Building $90,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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