5004 Sunfalls Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5004 Sunfalls Ave, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,208 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$421,400 (Jan 2019)
Tax Bill$6,288 (2025)
Deeds & MortgagesMay 2019 Mortgage
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN172631526100010910

Property Details

APN / Parcel Number

Primary APN172631526100010910

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,208 sqft Heated Area
Gross Area3,218 sqft
1st Floor Area2,208 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area240 sqft
PorchOpen Porch
Porch Area548 sqft
Deck Area400 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5004 SUNFALLS AVE
CitySAINT CLOUD
StateFL
Zip34772-7558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN LAKES PH 1 PB 24 PGS 172-178 LOT 91
Legal Range31E
Legal Township26S
Legal Section17
Legal SubdivisionTWIN LAKES
Legal Phase1
Legal Tract5261
Legal Lot Number91
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1024
Census Tract43301

Owner

Source: Osceola County records · APN 172631526100010910

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5004 SUNFALLS AVE, SAINT CLOUD, FL 34772-7558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 04, 2019Special Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Jan 31, 2018Loan Modification, Mortgage
CENTENNIAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 04, 2019 · Amount on Record
Deed SaleJan 04, 2019 · Amount on Record
Deed Document Number2019001661
Deed Book / Page5459 / 0262
Record UpdatedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5004 SUNFALLS AVE, SAINT CLOUD, FL 34772-7558
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyCLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055162110
DateMay 01, 2019
Book Page5516/2110
Instrument2019055425
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2039

January 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 04, 2019
Property Address5004 SUNFALLS AVE, SAINT CLOUD, FL 34772-7558
Document Number0054590262
Book / Page5459 / 0262
Map ReferenceMB 24 PG 172-178
Instrument DateDec 27, 2018
Instrument2019001661
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyCLEAR TITLE OF FLOTIDA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,949.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address370 CENTERPOINTE CIR STE 1136, 370, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

NameVerified Name
Address5004 SUNFALLS AVE, SAINT CLOUD, FL 34772-7558

Mortgage

Document Number2019001662
DateJan 04, 2019
Instrument2019001662
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateJan 31, 2018
Property Address5004 SUNFALLS AVE, SAINT CLOUD, FL 34772-7558
Document Number0052780627
Book / Page005278 / 000627
Instrument DateJan 25, 2018
Instrument16636
Transaction TypeMortgage
Record UpdatedFeb 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address370 CENTERPOINTE CIR #1136 ALTAMONTE SPRINGS FL 327013451, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Mortgage

Document Number52780627
DateJan 31, 2018
Book Page005278/000627
Instrument16636
Lender
NameCENTENNIAL BK
TypeBank
Address201 E GARDEN ST, PENSACOLA, FL 32502-6038
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,288.00 (+14.66%) Homeowner's exemption$306,743 (+5.99%)$456,900 (+1.6%) Land $85,000 Building $371,900
2023$5,484.00 (+3.34%) Homeowner's exemption$289,417 (+3%)$449,700 (+24.64%) Land $75,000 Building $374,700
2022$5,307.00 Homeowner's exemption$280,988$360,800 Land $65,000 Building $295,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 286 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
2,000 / 1,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: Verizon, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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