5004 Rustic Oaks Cir, Apt 101, Naples, FL 34105 Property Records

Collier County property record for 5004 Rustic Oaks Cir, Apt 101, Naples, FL 34105

Property Summary

Property TypeCondominium
Details2,021 sqft · built 2002
Owner2 Individual Names on File
Last Sale$460,000 (Jul 2021)
Tax Bill$4,323 (2025)
Deeds & MortgagesMar 2024 Transfer
Jul 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN588500 1 1014A13

Property Details

APN / Parcel Number

Primary APN588500 1 1014A13
Alternative APN
  • 69280000023

Interior

Units5 Units
Building Area2,021 sqft Living Area
1st Floor Area2,021 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment

Location & Zoning

Street Address5004 RUSTIC OAKS CIR, 101
CityNAPLES
StateFL
Zip34105-4528
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionRESERVE AT BANYAN WOODS, THE A CONDOMINIUM BLDG 1-101
Legal Range25
Legal Township49
Legal Section13
Legal SubdivisionRESERVE AT BANYAN WOODS, THE A CONDOMINI
Legal Tract588500
Legal Block3
Legal Lot Number101
Legal Unit1-101
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3001
Census Tract10432

Owner

5004 Rustic Oaks Cir, Apt 101 is owned and occupied by two individuals who acquired it in March 2024.

Source: Collier County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address5004 RUSTIC OAKS CIR, 1-101, NAPLES, FL 34105-4528
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 9, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2021 · Amount on File
Deed SaleJul 9, 2021 · Amount on File
Prior SaleAug 22, 2014 · Amount on File
Deed Document Number20216092643
Deed Book / Page5979 / 313
Last Transfer DateMar 8, 2024
Transfer Doc0063381566
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateMar 13, 2024
Property Address5004 RUSTIC OAKS CIR APT 101, 101, NAPLES, FL 34105-4528
Document Number0063381566
Book / Page6338 / 1566
Map ReferenceMB 4790 PG 655
Instrument DateMar 8, 2024
Instrument6518565
Transaction TypeTransfer
Record UpdatedApr 3, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5004 RUSTIC OAKS CIR APT 101, 101, NAPLES, FL 34105-4528

Transferred To (Grantee/Buyer)

NameVerified Name
Address5004 RUSTIC OAKS CIR, NAPLES, FL 34105-4528

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 9, 2021
Property Address5004 RUSTIC OAKS CIR APT 101, 101, NAPLES, FL 34105-4528
Document Number0059790313
Book / Page5979 / 313
Map ReferenceMB 2982 PG 2437
Instrument DateJul 7, 2021
Instrument6092643
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1606 NORTHGATE DR, 1606, NAPLES, FL 34105-2182

Transferred To (Grantee/Buyer)

NameVerified Name
Address5004 RUSTIC OAKS CIR # I-01, I-01, NAPLES, FL 34105-4528

Mortgage

Document Number5979315
DateJul 9, 2021
Instrument5979/315
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5004 Rustic Oaks Cir, Apt 101 was $4,323 with a homeowner's exemption, down 5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$383,675 (-17.76%) Building $383,675$383,675 (-17.76%) Building $383,675
2025$4,323.00 (-4.99%) Homeowner's exemption$466,536 (-4.31%) Building $466,536$466,536 (-9.42%) Building $466,536
2024$4,550.00 (+0.89%) Homeowner's exemption$487,544 (+3%)$515,040 (-5.56%) Building $515,040
2023$4,510.00 (-2.53%) Homeowner's exemption$473,344 (+3%)$545,355 (+18.67%) Building $545,355
2022$4,627.00 Homeowner's exemption$459,557 Building $459,557$459,557 Building $459,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5004 Rustic Oaks Cir, Apt 101 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5004 Rustic Oaks Cir, Apt 101 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Hotwire Communications, T-Mobile.

Nearby Properties on Rustic Oaks Cir

Nearby Streets

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