Frederick County property record for 5004 Mallard Ln, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,410 sqft · built 1990 |
| Lot Size | 0.15 acres (6,517 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Sep 2025) |
| Tax Bill | $4,835 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-018841 |
| Primary APN | 01-018841 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,410 sqft Living Area |
| Gross Area | 2,950 sqft |
| 1st Floor Area | 886 sqft |
| Basement Area | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,517 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 52 sqft |
| Deck Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 018841 |
|---|---|
| Street Address | 5004 MALLARD LN |
| City | FREDERICK |
| State | MD |
| Zip | 21703-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LOT 100 SEC 2 PLAT 2 6517 SQ FT ROBIN MEADOWS CLUSTER |
| Legal Subdivision | ROBIN MDWS CLSTR SEC 02 02 |
| Legal Lot Number | 100 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 752301 |
5004 Mallard Ln is owned and occupied by two individuals who bought it in September 2025.
Source: Frederick County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5004 MALLARD LN, FREDERICK, MD 21703-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Sep 26, 2025 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| May 18, 2020 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Jan 18, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK NW NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on File |
| Deed Sale | Sep 26, 2025 · Amount on File |
| Prior Sale | Oct 31, 2011 · Amount on File |
| Deed Book / Page | 17531 / 430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5004 MALLARD LN, FREDERICK, MD 21703-9502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5004 MALLARD LN, FREDERICK, MD 21703-9502 |
| Document Number | 0168410092 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 16841/92 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2064 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 26, 2025 |
| Property Address | 5004 MALLARD LN, FREDERICK, MD 21703-9502 |
| Document Number | 0175310430 |
| Book / Page | 17531 / 430 |
| Map Reference | MB 36 PG 100 |
| Instrument Date | Sep 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5004 MALLARD LN, FREDERICK, MD 21703-9502 |
| Document Number | 0017531437 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 17531/437 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5004 MALLARD LN, FREDERICK, MD 21703-9502 |
| Document Number | 0138640025 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 5004 MALLARD LN FREDERICK MD 217039502, FREDERICK, MD 21703-9502 |
| Document Number | 0138640025 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 013864/000025 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FREDERICK, MD 21703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Rate | 3.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5004 MALLARD LN, FREDERICK, MD 21703-9502 |
| Document Number | 0123510493 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5004 MALLARD LN FREDERICK MD 217039502, FREDERICK, MD 21703-9502 |
| Document Number | 0123510493 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 012351/000493 |
| Name | WELLS FARGO BK NW NA |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2048 |
The 2025 property tax bill for 5004 Mallard Ln was $4,835.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,933 (+12.22%) | $483,400 (-) Land $151,500 Building $331,900 | |
| 2025 | $4,835.00 | $388,467 | $483,400 Land $151,500 Building $331,900 |
| 2023 | $3,933.00 | $328,100 | $341,000 Land $100,700 Building $240,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5004 Mallard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5004 Mallard Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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