5004 Cherry Point Rd, Woolford, MD 21677 Property Records

Dorchester County property record for 5004 Cherry Point Rd, Woolford, MD 21677 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,506 sqft · built 1993
Lot Size9.2 acres (400,752 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Aug 1991)
Tax Bill$10,890 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone AE (high risk)
APN16-005681

Property Details

APN / Parcel Number

Primary APN16-005681
Alternative APN
  • 005681

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,506 sqft Total Area
Utility Area288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area400,752 sqft (9.2 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchSlab
Porch Area724 sqft
Patio Area448 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number005681
Street Address5004 CHERRY POINT RD
CityWOOLFORD
StateMD
Zip21677-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 - 9.2 ACRES N OF BROOKS ROAD MCKEIL POINTE SUB
Legal SubdivisionBROOKS ROAD MCKEIL POINTE SUB
Legal Lot Number7
JurisdictionDORCHESTER MD
Township / Civil Division16, MADISON
Census Block Group2
Census Block2066
Census Tract970804

Owner

Source: Dorchester County records · APN 16-005681

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5004 CHERRY POINT RD, WOOLFORD, MD 21677-1311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Line of Credit
SHORE UNITED BANK
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 1991 · Amount on Record
Deed SaleAug 23, 1991 · Amount on Record
Deed Book / Page269 / 248
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Recording DateApr 15, 2026
Property Address5004 CHERRY POINT RD, WOOLFORD, MD 21677-1311
Document Number2008000287
Book / Page2008 / 287
Instrument DateApr 10, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5004 CHERRY POINT RD, WOOLFORD, MD 21677-1311

Mortgage

Document Number2008000287,
DateApr 15, 2026
Book Page2008/287
Lender
NameSHORE UNITED BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address5004 CHERRY POINT RD, WOOLFORD, MD 21677-1311
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016770217
DateAug 31, 2021
Book Page1677/217
Lender
NameLOAND
AddressLAKE FOREST, CA 92630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,076,500 (+7.89%) Land $258,100 Building $818,400$1,076,500 (-) Land $258,100 Building $818,400
2025$10,890.00 (+15.81%) Homeowner's exemption$997,733 (+18.75%)$1,076,500 (+28.12%) Land $258,100 Building $818,400
2023$9,403.00 Homeowner's exemption$840,200 Land $258,100 Building $582,100$840,200 Land $258,100 Building $582,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation4.0 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 95% of Maryland
Wildfire LikelihoodAbout 1 in 562 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cherry Point Rd

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