5004 Cattail Cv, Monroe, NC 28110 Property Records

Union County property record for 5004 Cattail Cv, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,572 sqft · built 2006
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2006)
Tax Bill	$3,601 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-093-486`

Property Details

APN / Parcel Number

Primary APN	`07-093-486`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,572 sqft Living Area
1st Floor Area	2,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5004 CATTAIL CV
City	MONROE
State	NC
Zip	28110-7628
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#38 BROOK VALLEY PH3 OPCH736
Legal Subdivision	BROOK VALLEY
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2002
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5004 CATTAIL CV, MONROE, NC 28110-7628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Jan 16, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 11, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2006 · Amount on Record
Deed Sale	Aug 21, 2006 · Amount on Record
Prior Sale	Dec 10, 2004 · Amount on Record
Deed Document Number	200637973
Deed Book / Page	4272 / 44
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5004 CATTAIL CV, MONROE, NC 28110-7628
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009199147
Date	Sep 15, 2025
Book Page	9199/147
Instrument	23781

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5004 CATTAIL CV, MONROE, NC 28110-7628
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5004 CATTAIL CV, MONROE, NC 28110-7628

Mortgage

Document Number	0007832377
Date	Oct 2, 2020
Book Page	7832/377
Instrument	39654

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5004 CATTAIL CV, MONROE, NC 28110-7628
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008116664
Date	May 27, 2021
Book Page	8116/664
Instrument	25255

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5004 CATTAIL CV, MONROE, NC 28110-7628
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5004 CATTAIL CV, MONROE, NC 28110-7628

Mortgage

Document Number	0008522426
Date	Jul 12, 2022
Book Page	8522/426
Instrument	24743

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5004 CATTAIL CV, MONROE, NC 28110-7628
Document Number	7568479
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5004 CATTAIL CV MONROE NC 281107628, MONROE, NC 28110-7628

Mortgage

Document Number	7568479
Date	Jan 22, 2020
Book Page	007568/000479
Instrument	2303

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5004 CATTAIL CV, MONROE, NC 28110-7628
Document Number	7314453
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5004 CATTAIL CV MONROE NC 281107628, MONROE, NC 28110-7628

Mortgage

Document Number	7314453
Date	Feb 15, 2019
Book Page	007314/000453
Instrument	3906

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,200 (-) Land $81,000 Building $460,200	$541,200 (-) Land $81,000 Building $460,200
2025	$3,601.00 (+22.11%)	$541,200 (+54.19%) Land $81,000 Building $460,200	$541,200 (+54.19%) Land $81,000 Building $460,200
2023	$2,949.00	$351,000 Land $54,600 Building $296,400	$351,000 Land $54,600 Building $296,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Windstream.

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