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5003 Winding Spring Cir, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 5003 Winding Spring Cir, Coldstream, KY 40245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,725 sqft · built 1978
Lot Size0.237 acres (10,350 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Feb 2003)
Tax Bill$2,615 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN21171802980000

Property Details

APN / Parcel Number

Primary APN21171802980000
Alternative APNs
  • 171802980000
  • 00004271

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,725 sqft Finished Area
Basement Area809 sqft
Finished Basement512 sqft
FlooringCovered
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,350 sqft (0.237 acres)
Lot Dimensions150 ft deep x 69 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Deck Area374 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00004271
Street Address5003 WINDING SPRING CIR
CityCOLDSTREAM
StateKY
Zip40245-1858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal Description69 X 150
Legal SubdivisionCOLDSTREAM
Legal Lot Number298
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group2
Census Block2002
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5003 WINDING SPRING CIR, LOUISVILLE, KY 40245-1858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CORPORATE AMERICA FAMILY CU
Oct 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2003 · Amount on Record
Deed SaleFeb 25, 2003 · Amount on Record
Deed Document Number0000807599
Deed Book / Page8075 / 0099
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address5003 WINDING SPRING CIR, COLDSTREAM, KY 40245-1858
Transaction TypeMortgage
Record UpdatedDec 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000228998
DateNov 17, 2023
Book PageM 18702/89
Instrument2023228998
Lender
NameCORPORATE AMERICA FAMILY CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term118 Months
DueSep 5, 2033

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address5003 WINDING SPRING CIR, COLDSTREAM, KY 40245-1858
Transaction TypeMortgage
Record UpdatedMar 2, 2023
Title CompanyTURNKEY TITLE AND ESCROW-1 LLC, TURNKEY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000236915
DateOct 17, 2022
Book PageM 18288/301
Instrument2022236915
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,615.00 (-3.61%)$234,350 (-) Land $45,000 Building $189,350
2024$234,350 (-) Land $45,000 Building $189,350
2023$2,713.00 (-0.37%)$234,350 (-) Land $45,000 Building $189,350$234,350 (-) Land $45,000 Building $189,350
2022$2,723.00$234,350 Land $45,000 Building $189,350$234,350 Land $45,000 Building $189,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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