Osceola County property record for 5003 Whitewater Way, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,096 sqft · built 2005 |
| Lot Size | 0.251 acres (10,933 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (May 2013) |
| Tax Bill | $6,511 (2025) |
| Deeds & Mortgages | Jul 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 07-25-31-3885-0001-0970 |
| Primary APN | 07-25-31-3885-0001-0970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,096 sqft Living Area |
| Gross Area | 3,745 sqft |
| 1st Floor Area | 1,600 sqft |
| Upper Floors Area | 1,496 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,933 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 61 sqft |
| Patio Area | 330 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 5003 WHITEWATER WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | LAKE POINTE PB 16 PGS 90-92 LOT 97 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE |
| Legal Tract | 3885 |
| Legal Block | 970 |
| Legal Lot Number | 97 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 43600 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5003 WHITEWATER WAY, SAINT CLOUD, FL 34771-7967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2013 · Amount on Record |
| Deed Sale | May 28, 2013 · Amount on Record |
| Prior Sale | Nov 19, 2009 · Amount on Record |
| Deed Document Number | 201383402 |
| Deed Book / Page | 4447 / 1771 |
| Prior Transfer Date | May 10, 2013 |
| Prior Transfer Doc | 0044471768 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 31, 2023 |
| Property Address | 5003 WHITEWATER WAY, SAINT CLOUD, FL 34771-7967 |
| Document Number | 0064490002 |
| Book / Page | 6449 / 2 |
| Map Reference | MB 16 PG 90-92 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023098518 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | UNIK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3555 GREEN ACRES RD, SAINT CLOUD, FL 34772-7200 |
| Name | Verified Name |
|---|---|
| Address | 3192 WAX MYRTLE CT, KISSIMMEE, FL 34744-9242 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,511.00 (-2.81%) Homeowner's exemption | $459,400 (-1.61%) Land $90,000 Building $369,400 | $459,400 (-1.61%) Land $90,000 Building $369,400 |
| 2024 | $6,699.00 (+8.4%) | ||
| 2023 | $6,180.00 (+12.32%) | $466,900 (+16.61%) Land $90,000 Building $376,900 | $466,900 (+16.61%) Land $90,000 Building $376,900 |
| 2022 | $5,502.00 | $400,400 Land $80,000 Building $320,400 | $400,400 Land $80,000 Building $320,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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