5003 Timber Ridge Trl, Ocoee, FL 34761 Property Records

Orange County property record for 5003 Timber Ridge Trl, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1989
Lot Size	0.254 acres (11,070 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Jun 2025)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-22-28-7821-01-340`

Property Details

APN / Parcel Number

Primary APN	`03-22-28-7821-01-340`
Alternative APNs	`282203782101340` `223812` `228341` `232848`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,732 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,070 sqft (0.254 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5003 TIMBER RIDGE TRL
City	OCOEE
State	FL
Zip	34761-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAWMILL PHASE 1 23/32 LOT 134
Legal Range	28E
Legal Township	22S
Legal Section	03
Legal Subdivision	SAWMILL PH 1
Legal Phase	1
Legal Tract	7821
Legal Block	1
Legal Lot Number	134
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2001
Census Tract	15006

Owner

5003 Timber Ridge Trl is owned and occupied by two individuals who bought it in June 2025.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5003 TIMBER RIDGE TRL, OCOEE, FL 34761-8427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
May 20, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage DAVID J S ROTH
Feb 6, 2019	Warranty Deed, Transfer EQUITABLE TITLE/SEMINOLE COUNTY, EQUITABLE TITLE/SEMINOLE CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Deed Document Number	2025362770
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 3, 2021
Property Address	5003 TIMBER RIDGE TRL, OCOEE, FL 34761-8427
Document Number	0000738117
Map Reference	MB 23 PG 32
Instrument Date	Nov 30, 2021
Instrument	20210738117
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5003 TIMBER RIDGE TRL, 5003, OCOEE, FL 34761-8427

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5003 TIMBER RIDGE TRL, OCOEE, FL 34761-8427

Mortgage

Document Number	0000738118
Date	Dec 3, 2021
Instrument	20210738118

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 20, 2019
Property Address	5003 TIMBER RIDGE TRL, OCOEE, FL 34761-8427
Document Number	0000309921
Map Reference	MB 23 PG 32
Instrument Date	May 10, 2019
Instrument	20190309921
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	LANDING TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,770.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 VARIETY TREE CIR, 130, ALTAMONTE SPRINGS, FL 32714-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5003 TIMBER RIDGE TRAIL, ORLANDO, FL 32818

Mortgage

Document Number	0000309922
Date	May 20, 2019
Instrument	20190309922

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5003 TIMBER RIDGE TRL, OCOEE, FL 34761-8427
Document Number	0000211008
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 VARIETY TREE CIR ALTAMONTE SPRINGS FL 327145835, ALTAMONTE SPRINGS, FL 32714-5835

Mortgage

Document Number	0000211008
Date	Apr 8, 2019
Instrument	211008

Lender

Name	DAVID J S ROTH
Address	214 W 9TH ST, ONAGA, KS 66521-9624

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 6, 2019
Property Address	5003 TIMBER RIDGE TRL, OCOEE, FL 34761-8427
Document Number	0000077094
Instrument Date	Feb 1, 2019
Instrument	77094
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	EQUITABLE TITLE/SEMINOLE COUNTY, EQUITABLE TITLE/SEMINOLE CNTY

Transaction

Amount	Amount on Record
Tax	$952.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	935 5 ATLANTIC AVE #255 DAYTONA BEACH FL 32118, 255, DAYTONA BEACH, FL 32118

Tax Assessment & Valuation

The 2025 property tax bill for 5003 Timber Ridge Trl was $5,701, up 6.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,710 (-10.1%) Land $90,000 Building $219,710	$309,710 (-13.2%) Land $90,000 Building $219,710
2025	$5,701.00 (+6.2%) Homeowner's exemption	$344,515	$356,800 Land $90,000 Building $266,800
2024	$5,368.00 (+3.41%)
2023	$5,191.00 (-0.8%) Homeowner's exemption	$325,054 (+13.06%) Land $90,000 Building $235,054	$325,054 (+13.06%) Land $90,000 Building $235,054
2022	$5,233.00	$287,514 Land $90,000 Building $197,514	$287,514 Land $90,000 Building $197,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5003 Timber Ridge Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5003 Timber Ridge Trl is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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