Montgomery County property record for 5003 Stepstone Rd, Owingsville, KY 40360
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,242 sqft |
| Lot Size | 90 acres (3,920,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Dec 2015) |
| Tax Bill | $239 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-00-001.00 |
| Primary APN | 045-00-00-001.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,242 sqft Living Area |
| Basement Area | 999 sqft |
| Unfinished Basement | 999 sqft |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,920,400 sqft (90 acres) |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 432 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 208 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 643348 |
|---|---|
| Street Address | STEPSTONE RD |
| State | KY |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEPSTONE RD FARM |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 920202 |
5003 Stepstone Rd is owned by two individuals who bought it in December 2015.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 68 WHITE MAPLE LN, OWINGSVILLE, KY 40360-8341 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2015 · Amount on File |
| Deed Sale | Dec 2, 2015 · Amount on File |
| Deed Document Number | 0000314102 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5003 Stepstone Rd was $239.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $239.00 | $22,000 | $22,000 |
| 2023 | $1,345.00 | $125,000 | $125,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5003 Stepstone Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5003 Stepstone Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATH COUNTY WATER DISTRICT serves 10,083 people · EPA ID KY0060022 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Windstream.
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