5003 Shoals Ln, Chattanooga, TN 37416 Property Records

Hamilton County property record for 5003 Shoals Ln, Chattanooga, TN 37416

Property Summary

Property Type	Duplex
Details	4 ba · 2,565 sqft · built 1971
Lot Size	0.604 acres (26,339 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Aug 2019)
Tax Bill	$1,629 (2025)
Deeds & Mortgages	Aug 2019 Loan Modification Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`112A A 005`

Property Details

APN / Parcel Number

Primary APN	`112A A 005`
Alternative APN	`0000039584`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,565 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	26,339 sqft (0.604 acres)
Lot Dimensions	189 ft deep x 138 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039584
Street Address	5003 SHOALS LN
City	CHATTANOOGA
State	TN
Zip	37416-1063
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RR
Legal Description	LT 17 LAKE SHOALS PB 23 PG 74
Legal Subdivision	LAKE SHOALS
Legal Lot Number	17
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

5003 Shoals Ln, a duplex, is owned by an individual who bought it in August 2019.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	88 FAIRLAWN CT, DALY CITY, CA 94015-3427
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Loan Modification, Mortgage · Conventional Mortgage SOUTHEAST BK
Aug 19, 2019	Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Prior Sale	Feb 16, 2006 · Amount on File
Deed Document Number	2019081900168
Deed Book / Page	11732 / 583
Record Updated	Jun 8, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	5003 SHOALS LN, CHATTANOOGA, TN 37416-1063
Document Number	1226000210
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5003 SHOALS LN CHATTANOOGA TN 374161063, CHATTANOOGA, TN 37416-1063

Mortgage

Document Number	1226000210
Date	Dec 26, 2019
Book Page	011859/000088
Instrument	191226000210

Lender

Name	SOUTHEAST BK
Type	Bank
Address	KNOXVILLE, TN 37930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Dec 25, 2026

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 19, 2019
Property Address	5003 SHOALS LN, CHATTANOOGA, TN 37416-1063
Document Number	0819000168
Book / Page	011732 / 000583
Instrument Date	Aug 16, 2019
Instrument	190819000168
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$536.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 SCHERMERHORN ST #28Q BROOKLYN NY 112173878, 28Q, BROOKLYN, NY 11217-3878

Tax Assessment & Valuation

The 2025 property tax bill for 5003 Shoals Ln was $1,629, up 34.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,629.00 (+34.85%)	$107,520 (+99.11%)	$268,800 (+99.11%) Land $50,000 Building $218,800
2024	$1,208.00 (-1.47%)	$54,000 (-)	$135,000 (-) Land $12,900 Building $122,100
2023	$1,226.00	$54,000	$135,000 Land $12,900 Building $122,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5003 Shoals Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5003 Shoals Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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